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Section 58-11-1 - Premium defined. - 58-11-1. Premium defined. Premium is the consideration for insurance by...
Section 58-11-2 - Contents of policy. - 58-11-2. Contents of policy. Every policy as defined by §58-10-2...
Section 58-11-3 - Statement of basis and rates for determination of premium included in policy. - 58-11-3. Statement of basis and rates for determination of premium...
Section 58-11-4 - Contents of policy--Exemption of surety contracts or group insurance policies. - 58-11-4. Contents of policy--Exemption of surety contracts or group insurance...
Section 58-11-5 - Standard or uniform provisions of insurance contracts--Waiver of required use by director. - 58-11-5. Standard or uniform provisions of insurance contracts--Waiver of required...
Section 58-11-6 - Policy not to contain provisions inconsistent with standard or uniform provisions--Substitute provision, approval by director. - 58-11-6. Policy not to contain provisions inconsistent with standard or...
Section 58-11-7 - Substitute provisions required by law of domicile of foreign or alien insurer, approval by director. - 58-11-7. Substitute provisions required by law of domicile of foreign...
Section 58-11-8 - Assessable policies--Special contents. - 58-11-8. Assessable policies--Special contents. Every assessable policy delivered or issued...
Section 58-11-9 - Motor vehicle insurance--Uninsured motorist and hit-and-run coverage--Amount of coverage--Uninsured motorist coverage not required for government owned vehicles. - 58-11-9. Motor vehicle insurance--Uninsured motorist and hit-and-run coverage--Amount of coverage--Uninsured...
Section 58-11-9.1 - Motor vehicle insured by insolvent liability insurer defined as uninsured--Rights of insurer making payment under uninsured motorist coverage. - 58-11-9.1. Motor vehicle insured by insolvent liability insurer defined as...
Section 58-11-9.2 - Notice required when automobile policy does not include liability insurance. - 58-11-9.2. Notice required when automobile policy does not include liability...
Section 58-11-9.3 - Exclusion of named person or reduction of coverage in motor vehicle policy--Minimum liability coverage. - 58-11-9.3. Exclusion of named person or reduction of coverage in...
Section 58-11-9.4 - Underinsured motorist coverage to be available with liability policies--Limitation of coverage--Exception. - 58-11-9.4. Underinsured motorist coverage to be available with liability policies--Limitation...
Section 58-11-9.5 - Payment to insured for portion of judgment not collected from underinsured motorist--Coverage limits. - 58-11-9.5. Payment to insured for portion of judgment not collected...
Section 58-11-9.6 - Subrogation of insurer--Assignment of judgment--Liability issuer allowed to pay limits under policy. - 58-11-9.6. Subrogation of insurer--Assignment of judgment--Liability issuer allowed to pay...
Section 58-11-9.7 - Adding of insured's uninsured and underinsured motorist coverage limits prohibited--Exception. - 58-11-9.7. Adding of insured's uninsured and underinsured motorist coverage limits...
Section 58-11-9.8 - Adding of uninsured motorist coverage limits for multiple vehicles prohibited. - 58-11-9.8. Adding of uninsured motorist coverage limits for multiple vehicles...
Section 58-11-9.9 - Adding of underinsured motorist coverage limits for multiple vehicles prohibited. - 58-11-9.9. Adding of underinsured motorist coverage limits for multiple vehicles...
Section 58-11-9.10 - Increase in automobile insurance premiums due to drug-related offenses prohibited. - 58-11-9.10. Increase in automobile insurance premiums due to drug-related offenses...
Section 58-11-9.11 - Increase in automobile insurance premiums due to certain alcohol-related offenses by a minor prohibited. - 58-11-9.11. Increase in automobile insurance premiums due to certain alcohol-related...
Section 58-11-10 - Additional policy provisions--Approval of director. - 58-11-10. Additional policy provisions--Approval of director. A policy may contain...
Section 58-11-11 - Charter and bylaws, inclusion as part of contract of insurance--Subscriber's agreement or power of attorney of a reciprocal insurer as part of contract. - 58-11-11. Charter and bylaws, inclusion as part of contract of...
Section 58-11-12 - Policy forms--Filing with and approval by director--Group policy certificates filed for informational purposes. - 58-11-12. Policy forms--Filing with and approval by director--Group policy certificates...
Section 58-11-13 - Policies exempt from form provisions. - 58-11-13. Policies exempt from form provisions. Section 58-11-12 shall not...
Section 58-11-14 - Continuation of use of prior filings until otherwise prescribed. - 58-11-14. Continuation of use of prior filings until otherwise prescribed....
Section 58-11-15 - Order of director exempting insurance documents from requirements as to form. - 58-11-15. Order of director exempting insurance documents from requirements as...
Section 58-11-16 - Property, marine and transportation, casualty and surety insurance coverages--Filing of forms by rating organizations. - 58-11-16. Property, marine and transportation, casualty and surety insurance coverages--Filing...
Section 58-11-17 - Time for filing of forms--Approval or disapproval by director. - 58-11-17. Time for filing of forms--Approval or disapproval by director....
Section 58-11-18 - Extension of time for approval or disapproval of filing by director--Notice to insurer--Approval at expiration of extended period. - 58-11-18. Extension of time for approval or disapproval of filing...
Section 58-11-19 - Withdrawal of approval of form by director--Notice. - 58-11-19. Withdrawal of approval of form by director--Notice. The director...
Section 58-11-20 - Order of director disapproving form or withdrawing previous approval--Detailed statement of grounds. - 58-11-20. Order of director disapproving form or withdrawing previous approval--Detailed...
Section 58-11-21 - Grounds for disapproval of form or withdrawal of previous approval. - 58-11-21. Grounds for disapproval of form or withdrawal of previous...
Section 58-11-22 - Identification of contracts issued and forms filed with director--Change in form. - 58-11-22. Identification of contracts issued and forms filed with director--Change...
Section 58-11-23 - Execution of policy by authorized representative of insurer. - 58-11-23. Execution of policy by authorized representative of insurer. Every...
Section 58-11-24 - Facsimile signature used on policy. - 58-11-24. Facsimile signature used on policy. A facsimile signature of...
Section 58-11-25 - Unauthorized facsimile signature does not invalidate policy--Estoppel by issuance of surety bond with facsimile signature. - 58-11-25. Unauthorized facsimile signature does not invalidate policy--Estoppel by issuance...
Section 58-11-26 - Underwriters' policy--Joint and several liability--True name of insurer. - 58-11-26. Underwriters' policy--Joint and several liability--True name of insurer. Two...
Section 58-11-27 - Combination policy--Contents. - 58-11-27. Combination policy--Contents. Two or more insurers may, with the...
Section 58-11-28 - Underwriters' and combination policies provisions do not apply to cosurety obligations. - 58-11-28. Underwriters' and combination policies provisions do not apply to...
Section 58-11-29 - Binders or other contracts for temporary insurance--Terms--Fraudulent statement as misdemeanor. - 58-11-29. Binders or other contracts for temporary insurance--Terms--Fraudulent statement as...
Section 58-11-30 - Duration of binder. - 58-11-30. Duration of binder. No binder shall be valid beyond...
Section 58-11-31 - Extension or renewal of binder--Approval of director. - 58-11-31. Extension or renewal of binder--Approval of director. If the...
Section 58-11-32 - Binder provisions do not apply to life or health insurance. - 58-11-32. Binder provisions do not apply to life or health...
Section 58-11-33 - Delivery of policy--Payment of premium--Insured not meeting condition required by insurer. - 58-11-33. Delivery of policy--Payment of premium--Insured not meeting condition required...
Section 58-11-34 - Insurance of motor vehicle sales contracts, copy of policy delivered to vendee, mortgagor, or pledgor, contents--Inapplicable to inland marine floater policies. - 58-11-34. Insurance of motor vehicle sales contracts, copy of policy...
Section 58-11-35 - Renewal or extension of policy at option of insurer. - 58-11-35. Renewal or extension of policy at option of insurer....
Section 58-11-36 - Assignment of policies. - 58-11-36. Assignment of policies. A policy may be assignable or...
Section 58-11-37 - Policy not complying with statutory form--Validity--Construction. - 58-11-37. Policy not complying with statutory form--Validity--Construction. A policy delivered...
Section 58-11-38 - Policy, rider, or endorsement containing condition, omission or provision not in compliance with requirements--Validity--Construction. - 58-11-38. Policy, rider, or endorsement containing condition, omission or provision...
Section 58-11-39 - Construction of insurance contract--Terms and conditions--Modification by rider, endorsement, or application made part of policy. - 58-11-39. Construction of insurance contract--Terms and conditions--Modification by rider, endorsement,...
Section 58-11-40 - Application for life or health insurance as evidence--Annuity contract--Copy made a part of policy--Inapplicable to industrial life policy. - 58-11-40. Application for life or health insurance as evidence--Annuity contract--Copy...
Section 58-11-41 - Application for reinstatement or renewal of life or health insurance--Copy requested by insured--Effect of noncompliance by insurer. - 58-11-41. Application for reinstatement or renewal of life or health...
Section 58-11-42 - Alteration of application for life or health insurance--Written consent of applicant--Insertions by insurer. - 58-11-42. Alteration of application for life or health insurance--Written consent...
Section 58-11-43 - Application for insurance other than life or health--Use as evidence--Failure to furnish copy to insured. - 58-11-43. Application for insurance other than life or health--Use as...
Section 58-11-44 - Application for insurance or annuity--Statements by insured deemed representations--Omissions, concealment, and incorrect statements preventing recovery. - 58-11-44. Application for insurance or annuity--Statements by insured deemed representations--Omissions,...
Section 58-11-44.1 - Unanswered questions no basis for denial of recovery unless insurer demanded answers. - 58-11-44.1. Unanswered questions no basis for denial of recovery unless...
Section 58-11-44.2 - Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible. - 58-11-44.2. Requests for information and actions based on applicant's failure...
Section 58-11-45 - Cancellation and nonrenewal of automobile policy or coverage--Definition of terms. - 58-11-45. Cancellation and nonrenewal of automobile policy or coverage--Definition of...
Section 58-11-45.1 - Reporting agencies and persons listed with director. - 58-11-45.1. Reporting agencies and persons listed with director. The director...
Section 58-11-45.2 - Applicant for liability insurance not to be prejudiced by false reports. - 58-11-45.2. Applicant for liability insurance not to be prejudiced by...
Section 58-11-45.3 - Informant to be identified if insurance refused--Violation as misdemeanor. - 58-11-45.3. Informant to be identified if insurance refused--Violation as misdemeanor....
Section 58-11-46 - Notice of cancellation of automobile policy--Reasons for cancellation. - 58-11-46. Notice of cancellation of automobile policy--Reasons for cancellation. A...
Section 58-11-47 - Reasons for cancellation not applicable to automobile policy in effect less than sixty days--Application of notice provisions to policies. - 58-11-47. Reasons for cancellation not applicable to automobile policy in...
Section 58-11-48 - Modification of automobile physical damage coverage not deemed cancellation. - 58-11-48. Modification of automobile physical damage coverage not deemed cancellation....
Section 58-11-49 - Time for mailing or delivery of notice of cancellation of automobile policy--Provision for statement of reason for cancellation. - 58-11-49. Time for mailing or delivery of notice of cancellation...
Section 58-11-50 - Request of insured for reason for cancellation. - 58-11-50. Request of insured for reason for cancellation. Where the...
Section 58-11-51 - Notice of nonrenewal of automobile policy--Time for notice--Exceptions to requirement for notice--Renewal not waiver of grounds for cancellation. - 58-11-51. Notice of nonrenewal of automobile policy--Time for notice--Exceptions to...
Section 58-11-52 - Proof of notice of cancellation or nonrenewal of automobile policy or coverage. - 58-11-52. Proof of notice of cancellation or nonrenewal of automobile...
Section 58-11-53 - Notice of eligibility for assigned risk plan on cancellation or nonrenewal of automobile liability insurance. - 58-11-53. Notice of eligibility for assigned risk plan on cancellation...
Section 58-11-54 - Director or insurer not liable for statements as to reasons for cancellation or refusal of automobile coverage. - 58-11-54. Director or insurer not liable for statements as to...
Section 58-11-55 - Discrimination in issuance or renewal of automobile insurance policy as misdemeanor--Exceptions. - 58-11-55. Discrimination in issuance or renewal of automobile insurance policy...
Section 58-11-55.1 - Use of age or occupation in determining issuance or renewal of policies. - 58-11-55.1. Use of age or occupation in determining issuance or...
Section 58-11-55.2 - Applicability of § 58-11-55. - 58-11-55.2. Applicability of §58-11-55. Except as provided by §§58-15-45 and...
Section 58-11-55.3 - Promulgation of rules to prevent unfair discrimination. - 58-11-55.3. Promulgation of rules to prevent unfair discrimination. The director...
Section 58-11-57 - Assigned risk plan for automobile liability insurance. - 58-11-57. Assigned risk plan for automobile liability insurance. After consultation...
Section 58-11-62 - Notice of intent to cease marketing block of business--What constitutes cessation of marketing block of business. - 58-11-62. Notice of intent to cease marketing block of business--What...
Section 58-11-63 - Regulation of form and content of policies, policy forms, standards, and procedures for filings, cancellation, and nonrenewal of policies. - 58-11-63. Regulation of form and content of policies, policy forms,...
Section 58-11-64 - Definition of terms. - 58-11-64. Definition of terms. Terms used in §§58-11-64 to 58-11-76,...
Section 58-11-65 - Carriers subject to filing requirements. - 58-11-65. Carriers subject to filing requirements. Sections 58-11-64 to 58-11-76,...
Section 58-11-66 - Filing and director approval required. - 58-11-66. Filing and director approval required. No policy form subject...
Section 58-11-67 - Filing requirements--Availability on internet. - 58-11-67. Filing requirements--Availability on internet. The director shall create a...
Section 58-11-68 - Filer to indicate location of each requirement on policy form filing. - 58-11-68. Filer to indicate location of each requirement on policy...
Section 58-11-69 - Approval or disapproval of filing--Review period. - 58-11-69. Approval or disapproval of filing--Review period. The director shall...
Section 58-11-70 - Correction of deficiencies. - 58-11-70. Correction of deficiencies. A filer may resubmit a policy...
Section 58-11-71 - Review of resubmitted filing--Review period. - 58-11-71. Review of resubmitted filing--Review period. The director shall review...
Section 58-11-72 - Resubmitted form not to be disapproved for reasons other than in initial disapproval--Exceptions. - 58-11-72. Resubmitted form not to be disapproved for reasons other...
Section 58-11-73 - Grossly inadequate filings. - 58-11-73. Grossly inadequate filings. The director may return a grossly...
Section 58-11-74 - Limitations on director's authority. - 58-11-74. Limitations on director's authority. Except in cases of a...
Section 58-11-75 - Application to existing approved policy forms. - 58-11-75. Application to existing approved policy forms. The provisions of...
Section 58-11-76 - Construction with other time periods. - 58-11-76. Construction with other time periods. If a rate filing...
Section 58-11-77 - Appeal of disapproval of rate or policy form filing. - 58-11-77. Appeal of disapproval of rate or policy form filing....