South Carolina Code of Laws
Title 40 - Professions and Occupations
Chapter 39 - Pawnbrokers

Section 40-39-10. Definitions. - The following definitions apply for purposes of this chapter: (1)...

Section 40-39-20. Department of Consumer Affairs to regulate pawnbrokers; certificate of authority to operate pawnbroker business; background checks; persons ineligible for certificate of authority. - (A)(1) All pawnbrokers conducting business in this State are under...

Section 40-39-30. Certificate of authority required for each business location; penalties; location of retained pledged goods; posting of operation hours. - (A) No person may carry on the business of a...

Section 40-39-40. Unauthorized fees prohibited; violative pawn transaction ramifications. - (A) No pawnbroker may charge or collect any fees, costs,...

Section 40-39-50. Bonding and insurance requirements; notice of potential threats to pawned goods. - (A) A person seeking a certificate of authority to carry...

Section 40-39-55. Periodic dollar amount adjustments. - (A) Effective July 1, 2021, and each fifth July first...

Section 40-39-60. Actions on bond. - If any person is aggrieved by the misconduct of any...

Section 40-39-70. Recordkeeping; identity verifications; only owners or their agents may pawn or sell. - (A) A pawnbroker shall keep a record, at the time...

Section 40-39-80. Pawn tickets; content requirements; executions; special circumstances. - (A) A pawnbroker, at the time of each loan or...

Section 40-39-90. Recordkeeping; electronic transfers; database. - (A) Records kept by pawnbrokers pursuant to this chapter must...

Section 40-39-100. Charges on loans. - (A) A pawnbroker may charge interest on loans not exceeding...

Section 40-39-110. Vesting of title to pledged property. - If any loan remains unpaid for a period of sixty...

Section 40-39-120. Certificate of authority renewals; penalties for noncompliance; limited operations after lapses. - (A) A pawnbroker applying for a certificate of authority shall...

Section 40-39-130. Pawnbrokers to comply with federal law; enforcement powers of administrator. - All pawnbrokers shall comply with the Federal Truth in Lending...

Section 40-39-140. Third-party ownership of pledge and sold property; returns; pawnbroker remedies and liability exemption. - (A) No pawnbroker shall accept property from a pledgor or...

Section 40-39-145. Hold orders. - (A) When an appropriate law enforcement official has probable cause...

Section 40-39-150. Administrative orders; penalties. - (A) Upon finding that an action of a pawnbroker is...

Section 40-39-155. Contested case hearings. - A person aggrieved by the final administrative order may request...

Section 40-39-160. Violations of Sections 40-39-80, 40-39-90, 40-39-100, 40-39-110, and 40-39-130; pledgor's cause of action against pawnbroker. - (1) If a pawnbroker violates Section 40-39-80, 40-39-100, 40-39-110, or...