§ 27-18-5. Inapplicable or inconsistent provisions.
If any provision of §§ 27-18-3 — 27-18-10 is in whole or in part inapplicable to or inconsistent with the coverage provided by a particular form of policy, the insurer, with the approval of the commissioner, shall omit from that policy any inapplicable provision or part of a provision, and shall modify any inconsistent provision or part of the provision in a manner as to make the provision as contained in the policy consistent with the coverage provided by the policy.
History of Section.P.L. 1956, ch. 3808, § 3; G.L. 1956, § 27-18-5.
Structure Rhode Island General Laws
Chapter 27-18 - Accident and Sickness Insurance Policies
Section 27-18-1. - “Policy of accident and sickness insurance” construed.
Section 27-18-1.1. - Definitions.
Section 27-18-2. - Form of policy.
Section 27-18-2.1. - Uniform explanation of benefits and coverage.
Section 27-18-3. - Required provisions.
Section 27-18-3.1. - Alternative coverage by employer.
Section 27-18-3.2. - Rules and regulations.
Section 27-18-3.3. - Penalties.
Section 27-18-3.4. - Judicial review.
Section 27-18-3.5. - Non-applicability.
Section 27-18-4. - Optional provisions.
Section 27-18-5. - Inapplicable or inconsistent provisions.
Section 27-18-6. - Sequence of provisions.
Section 27-18-7. - Third party ownership.
Section 27-18-8. - Filing of accident and sickness insurance policy forms.
Section 27-18-8.1. - Waiting period — Effective date of filings.
Section 27-18-8.2. - Notice of disapproval.
Section 27-18-8.3. - Withdrawal of approval.
Section 27-18-8.4. - Rules as to filing.
Section 27-18-9. - Policies of foreign insurers.
Section 27-18-10. - Compliance by domestic insurer with laws of other states.
Section 27-18-11. - Application of provisions to policy issued to nonresident.
Section 27-18-12. - Less favorable provisions prohibited.
Section 27-18-13. - Effect of policies inconsistent with chapter.
Section 27-18-14. - Copies of applications.
Section 27-18-15. - Alteration of application.
Section 27-18-16. - False statements in application.
Section 27-18-17. - Acts not constituting waiver of insurer’s defenses.
Section 27-18-18. - Acceptance of premiums after effective period of policy.
Section 27-18-19. - Insurance exempt from chapter.
Section 27-18-20. - Penalties for violations.
Section 27-18-21. - Appeals from commissioner.
Section 27-18-22. - Effect on other law.
Section 27-18-23. - Severability.
Section 27-18-24. - Immunity of benefits from process.
Section 27-18-25. - Unfair discrimination prohibited.
Section 27-18-26. - Physical examinations by insurance company.
Section 27-18-27. - Adoptive children.
Section 27-18-28. - [Repealed.]
Section 27-18-29. - Changing coverage.
Section 27-18-30. - Health insurance contracts — Infertility.
Section 27-18-31. - Insurance coverage for services of licensed midwives.
Section 27-18-32. - Discontinuance of coverage — Chronic disabilities.
Section 27-18-33. - Drug coverage.
Section 27-18-33.1. - Insurance coverage for post-partum hospital stays.
Section 27-18-36.1. - Repealed.
Section 27-18-36.2. - Repealed.
Section 27-18-36.3. - Repealed.
Section 27-18-38. - Diabetes treatment.
Section 27-18-39. - Mastectomy treatment.
Section 27-18-40. - Insurance coverage for mastectomy hospital stays.
Section 27-18-41. - Mammograms and pap smears — Coverage mandated.
Section 27-18-42. - Mammograms — Quality assurance standards.
Section 27-18-43. - Pap smears — Quality assurance standards.
Section 27-18-44. - Primary and preventive obstetric and gynecological care.
Section 27-18-44.1. - Hysterectomy or myomectomy treatment.
Section 27-18-45. - Whistleblowers protection.
Section 27-18-46. - Penalties and remedies.
Section 27-18-47. - Additional relief and damages — Reinstatement.
Section 27-18-48. - Third party reimbursement for services of certain healthcare workers.
Section 27-18-48.1. - Third party reimbursement for services of registered nurse first assistants.
Section 27-18-49. - Human leukocyte antigen testing.
Section 27-18-50. - Drug coverage.
Section 27-18-50.1. - Medication synchronization.
Section 27-18-51. - Restricted annual rate payments prohibited.
Section 27-18-52. - Genetic testing.
Section 27-18-52.1. - Genetic information.
Section 27-18-53. - Magnetic resonance imaging — Quality assurance standards.
Section 27-18-54. - Health insurance rates.
Section 27-18-55. - Acupuncture services.
Section 27-18-56. - Prohibition against dentists being required to indemnify provider.
Section 27-18-57. - F.D.A. approved prescription contraceptive drugs and devices.
Section 27-18-59. - Eligibility for children’s benefits.
Section 27-18-60. - Hearing aids.
Section 27-18-61. - Prompt processing of claims.
Section 27-18-62. - Mandatory coverage for certain lyme disease treatments.
Section 27-18-63. - Dental insurance assignment of benefits.
Section 27-18-64. - Coverage for early intervention services.
Section 27-18-65. - Post-payment audits.
Section 27-18-66. - Tobacco cessation programs.
Section 27-18-67. - Reimbursement for orthotic and prosthetic services.
Section 27-18-68. - Mandatory coverage for scalp hair prosthesis.
Section 27-18-69. - Licensed ambulance service.
Section 27-18-70. - Enteral nutrition products.
Section 27-18-71. - Prohibition on preexisting condition exclusions.
Section 27-18-72. - Prohibition on rescission of coverage.
Section 27-18-73. - Prohibition on annual and lifetime limits.
Section 27-18-74. - Coverage for individuals participating in approved clinical trials.
Section 27-18-75. - Medical loss ratio reporting and rebates.
Section 27-18-76. - Emergency services.
Section 27-18-77. - Internal and external appeal of adverse benefit determinations.
Section 27-18-78. - Primary care provider designation requirement.
Section 27-18-79. - Discretionary clauses.
Section 27-18-80. - Orally administered anticancer medication — Cost-sharing requirement.
Section 27-18-81. - Consumer notification.
Section 27-18-82. - Opioid antagonists.
Section 27-18-83. - Healthcare provider credentialing.
Section 27-18-84. - Health insurance contracts — Full year coverage for contraception.
Section 27-18-85. - Prohibition on discrimination in organ transplants.
Section 27-18-86. - Health insurance contracts — Copayments exemption for COVID-19 vaccinations.
Section 27-18-87. - Perinatal doulas.
Section 27-18-88. - Gender rating. [Effective January 1, 2023.]