Rhode Island General Laws
Chapter 27-18 - Accident and Sickness Insurance Policies
Section 27-18-34. - Health insurance contracts — Certified registered nurse practitioners and psychiatric and mental health nurse clinical specialists.

§ 27-18-34. Health insurance contracts — Certified registered nurse practitioners and psychiatric and mental health nurse clinical specialists.
(a) Every health insurance contract, plan, or policy delivered, issued for delivery, or renewed in this state shall provide coverage for the services of a certified registered nurse practitioner, practicing collaboratively, or in the employ of a physician licensed under chapter 37 of title 5, and psychiatric and mental health nurse clinical specialists, to subscribers if the services are within the certified registered nurse practitioner’s or psychiatric and mental health nurse clinical specialist’s area of professional competence as established by education and certification, and are currently reimbursed when rendered by any other licensed healthcare provider. No insurer or hospital, medical service corporation, or health maintenance organization may require the signature, by any other healthcare provider as a condition of reimbursement. No insurer or hospital, medical service corporation, or health maintenance organization may be required to pay for duplicative services actually rendered by both a certified registered nurse practitioner and any other healthcare provider.
(b) Nothing in this chapter shall preclude the conducting of managed care reviews and medical necessity reviews by an insurer or hospital or medical service corporation or health maintenance organization.
(c) Every health insurance contract, plan, or policy delivered, issued for delivery, or renewed in this state shall provide coverage for certified registered nurse practitioners to provide primary care, intermediate, home, long-term and inpatient care as primary care providers, when said certified registered nurse practitioner is a participating provider, consistent with, and practicing within, the scope of his/her professional license.
(d) Notwithstanding any law to the contrary, all insurers, nonprofit medical service corporations, nonprofit hospital service corporations and health maintenance organizations shall provide subscribers with an opportunity to select a certified registered nurse practitioner, who is a participating provider, as a primary care provider.
(e) Notwithstanding any law to the contrary, all insurers, nonprofit medical service corporations, nonprofit hospital service corporations and health maintenance organizations shall insure that all participating primary care provider certified registered nurse practitioners are included on any publicly accessible list of participating providers for the respective organization.
(f) This section shall not apply to insurance coverage providing benefits for: (1) Hospital confinement indemnity; (2) Disability income: (3) Accident only; (4) Long-term care; (5) Medicare supplement; (6) Limited benefit health; (7) Specified disease indemnity; (8) Sickness or bodily injury or death by accident or both; and (9) Other limited benefit policies.
History of Section.P.L. 1991, ch. 361, § 1; P.L. 1994, ch. 90, § 1; P.L. 2002, ch. 292, § 33; P.L. 2009, ch. 351, § 1; P.L. 2009, ch. 352, § 1.

Structure Rhode Island General Laws

Rhode Island General Laws

Title 27 - Insurance

Chapter 27-18 - Accident and Sickness Insurance Policies

Section 27-18-1. - “Policy of accident and sickness insurance” construed.

Section 27-18-1.1. - Definitions.

Section 27-18-2. - Form of policy.

Section 27-18-2.1. - Uniform explanation of benefits and coverage.

Section 27-18-3. - Required provisions.

Section 27-18-3.1. - Alternative coverage by employer.

Section 27-18-3.2. - Rules and regulations.

Section 27-18-3.3. - Penalties.

Section 27-18-3.4. - Judicial review.

Section 27-18-3.5. - Non-applicability.

Section 27-18-4. - Optional provisions.

Section 27-18-5. - Inapplicable or inconsistent provisions.

Section 27-18-6. - Sequence of provisions.

Section 27-18-7. - Third party ownership.

Section 27-18-8. - Filing of accident and sickness insurance policy forms.

Section 27-18-8.1. - Waiting period — Effective date of filings.

Section 27-18-8.2. - Notice of disapproval.

Section 27-18-8.3. - Withdrawal of approval.

Section 27-18-8.4. - Rules as to filing.

Section 27-18-9. - Policies of foreign insurers.

Section 27-18-10. - Compliance by domestic insurer with laws of other states.

Section 27-18-11. - Application of provisions to policy issued to nonresident.

Section 27-18-12. - Less favorable provisions prohibited.

Section 27-18-13. - Effect of policies inconsistent with chapter.

Section 27-18-14. - Copies of applications.

Section 27-18-15. - Alteration of application.

Section 27-18-16. - False statements in application.

Section 27-18-17. - Acts not constituting waiver of insurer’s defenses.

Section 27-18-18. - Acceptance of premiums after effective period of policy.

Section 27-18-19. - Insurance exempt from chapter.

Section 27-18-20. - Penalties for violations.

Section 27-18-21. - Appeals from commissioner.

Section 27-18-22. - Effect on other law.

Section 27-18-23. - Severability.

Section 27-18-24. - Immunity of benefits from process.

Section 27-18-25. - Unfair discrimination prohibited.

Section 27-18-26. - Physical examinations by insurance company.

Section 27-18-27. - Adoptive children.

Section 27-18-28. - [Repealed.]

Section 27-18-29. - Changing coverage.

Section 27-18-30. - Health insurance contracts — Infertility.

Section 27-18-31. - Insurance coverage for services of licensed midwives.

Section 27-18-32. - Discontinuance of coverage — Chronic disabilities.

Section 27-18-33. - Drug coverage.

Section 27-18-33.1. - Insurance coverage for post-partum hospital stays.

Section 27-18-33.2. - Pharmacy benefit manager requirements with respect to multi-source generic pricing updates to pharmacies.

Section 27-18-34. - Health insurance contracts — Certified registered nurse practitioners and psychiatric and mental health nurse clinical specialists.

Section 27-18-35. - Certified counselors in mental health and therapists in marriage and family practice.

Section 27-18-36. - Repealed.

Section 27-18-36.1. - Repealed.

Section 27-18-36.2. - Repealed.

Section 27-18-36.3. - Repealed.

Section 27-18-37. - Repealed.

Section 27-18-38. - Diabetes treatment.

Section 27-18-39. - Mastectomy treatment.

Section 27-18-40. - Insurance coverage for mastectomy hospital stays.

Section 27-18-41. - Mammograms and pap smears — Coverage mandated.

Section 27-18-42. - Mammograms — Quality assurance standards.

Section 27-18-43. - Pap smears — Quality assurance standards.

Section 27-18-44. - Primary and preventive obstetric and gynecological care.

Section 27-18-44.1. - Hysterectomy or myomectomy treatment.

Section 27-18-45. - Whistleblowers protection.

Section 27-18-46. - Penalties and remedies.

Section 27-18-47. - Additional relief and damages — Reinstatement.

Section 27-18-48. - Third party reimbursement for services of certain healthcare workers.

Section 27-18-48.1. - Third party reimbursement for services of registered nurse first assistants.

Section 27-18-49. - Human leukocyte antigen testing.

Section 27-18-50. - Drug coverage.

Section 27-18-50.1. - Medication synchronization.

Section 27-18-51. - Restricted annual rate payments prohibited.

Section 27-18-52. - Genetic testing.

Section 27-18-52.1. - Genetic information.

Section 27-18-53. - Magnetic resonance imaging — Quality assurance standards.

Section 27-18-54. - Health insurance rates.

Section 27-18-55. - Acupuncture services.

Section 27-18-56. - Prohibition against dentists being required to indemnify provider.

Section 27-18-57. - F.D.A. approved prescription contraceptive drugs and devices.

Section 27-18-58. - Prostate and colorectal examinations — Coverage mandated — The Maryellen Goodwin Colorectal Cancer Screening Act.

Section 27-18-59. - Eligibility for children’s benefits.

Section 27-18-60. - Hearing aids.

Section 27-18-61. - Prompt processing of claims.

Section 27-18-62. - Mandatory coverage for certain lyme disease treatments.

Section 27-18-63. - Dental insurance assignment of benefits.

Section 27-18-64. - Coverage for early intervention services.

Section 27-18-65. - Post-payment audits.

Section 27-18-66. - Tobacco cessation programs.

Section 27-18-67. - Reimbursement for orthotic and prosthetic services.

Section 27-18-68. - Mandatory coverage for scalp hair prosthesis.

Section 27-18-69. - Licensed ambulance service.

Section 27-18-70. - Enteral nutrition products.

Section 27-18-71. - Prohibition on preexisting condition exclusions.

Section 27-18-72. - Prohibition on rescission of coverage.

Section 27-18-73. - Prohibition on annual and lifetime limits.

Section 27-18-74. - Coverage for individuals participating in approved clinical trials.

Section 27-18-75. - Medical loss ratio reporting and rebates.

Section 27-18-76. - Emergency services.

Section 27-18-77. - Internal and external appeal of adverse benefit determinations.

Section 27-18-78. - Primary care provider designation requirement.

Section 27-18-79. - Discretionary clauses.

Section 27-18-80. - Orally administered anticancer medication — Cost-sharing requirement.

Section 27-18-81. - Consumer notification.

Section 27-18-82. - Opioid antagonists.

Section 27-18-83. - Healthcare provider credentialing.

Section 27-18-84. - Health insurance contracts — Full year coverage for contraception.

Section 27-18-85. - Prohibition on discrimination in organ transplants.

Section 27-18-86. - Health insurance contracts — Copayments exemption for COVID-19 vaccinations.

Section 27-18-87. - Perinatal doulas.

Section 27-18-88. - Gender rating. [Effective January 1, 2023.]

Section 27-18-89. - Coverage for biomarker testing.

Section 27-18-90. - Mandatory coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute onset neuropsychiatric syndrome. [Expires December 31, 2025.]