RCW 48.44.430
Cancellation of rider.
Upon application by a subscriber, a rider shall be canceled if at least five years after its issuance, no health care services have been received by the subscriber during that time for the condition specified in the rider, and a physician, selected by the carrier for that purpose, agrees in writing to the full medical recovery of the subscriber from that condition, such agreement not to be unreasonably withheld. The option of the subscriber to apply for cancellation shall be disclosed on the face of the rider in clear and conspicuous language.
For purposes of this section, a rider is a legal document that modifies a contract to exclude, limit, or reduce coverage or benefits for specifically named or described preexisting diseases or physical conditions.
[ 1987 c 37 § 3.]
Structure Revised Code of Washington
Chapter 48.44 - Health Care Services.
48.44.013 - Filings with secretary of state—Copy for commissioner.
48.44.015 - Registration by health care service contractors required—Penalty.
48.44.016 - Unregistered activities—Acts committed in this state—Sanctions.
48.44.017 - Schedule of rates for individual contracts—Loss ratio—Definitions.
48.44.022 - Calculation of premiums—Adjusted community rate—Definitions.
48.44.024 - Requirements for plans offered to small employers—Definitions.
48.44.026 - Payment for certain health care services.
48.44.030 - Underwriting of indemnity by insurance policy, bond, securities, or cash deposit.
48.44.033 - Financial failure—Supervision of commissioner—Priority of distribution of assets.
48.44.035 - Limited health care service—Uncovered expenditures—Minimum net worth requirements.
48.44.037 - Minimum net worth—Requirement to maintain—Determination of amount.
48.44.039 - Minimum net worth—Domestic or foreign health care service contractor.
48.44.040 - Registration with commissioner—Fee.
48.44.050 - Rules and regulations.
48.44.055 - Plan for handling insolvency—Commissioner's review.
48.44.057 - Insolvency—Commissioner's duties—Participants' options—Allocation of coverage.
48.44.095 - Annual financial statement—Filings—Contents—Fee—Penalty for failure to file.
48.44.100 - Filing inaccurate financial statement prohibited.
48.44.110 - False representation, advertising.
48.44.120 - Misrepresentations of contract terms, benefits, etc.
48.44.130 - Future dividends or refunds—When permissible.
48.44.140 - Misleading comparisons to terminate or retain contract.
48.44.150 - Certificate of registration not an endorsement—Display in solicitation prohibited.
48.44.166 - Fine in addition to or in lieu of suspension, revocation, or refusal.
48.44.170 - Hearings and appeals.
48.44.215 - Option to cover child under age twenty-six.
48.44.220 - Discrimination prohibited.
48.44.225 - Podiatric physicians and surgeons not excluded.
48.44.245 - "Chemical dependency" defined.
48.44.260 - Notice of reason for cancellation, denial, or refusal to renew contract.
48.44.270 - Immunity from libel or slander.
48.44.290 - Registered nurses or advanced registered nurses.
48.44.299 - Legislative finding.
48.44.300 - Podiatric medicine and surgery—Benefits not to be denied.
48.44.305 - When injury caused by intoxication or use of narcotics.
48.44.309 - Legislative finding.
48.44.310 - Chiropractic care, coverage required, exceptions.
48.44.315 - Diabetes coverage—Definitions.
48.44.323 - Prescribed, self-administered anticancer medication.
48.44.325 - Mammograms—Insurance coverage.
48.44.327 - Prostate cancer screening.
48.44.330 - Reconstructive breast surgery.
48.44.335 - Mastectomy, lumpectomy.
48.44.341 - Mental health services—Health plans—Definition—Coverage required, when.
48.44.342 - Mental health treatment—Waiver of preauthorization for persons involuntarily committed.
48.44.360 - Continuation option to be offered.
48.44.370 - Conversion contract to be offered—Exceptions, conditions.
48.44.380 - Conversion contract—Restrictions and requirements—Rules.
48.44.390 - Modification of basis of agreement, endorsement required.
48.44.400 - Continuance provisions for former family members.
48.44.420 - Coverage for adopted children.
48.44.430 - Cancellation of rider.
48.44.450 - Neurodevelopmental therapies—Employer-sponsored group contracts.
48.44.460 - Temporomandibular joint disorders—Insurance coverage.
48.44.470 - Nonresident pharmacies.
48.44.495 - Dental services that are not subject to contract or provider agreement.
48.44.500 - Denturist services.
48.44.530 - Disclosure of certain material transactions—Report—Information is confidential.
48.44.535 - Material acquisitions or dispositions.
48.44.540 - Asset acquisitions—Asset dispositions.
48.44.545 - Report of a material acquisition or disposition of assets—Information required.
48.44.550 - Material nonrenewals, cancellations, or revisions of ceded reinsurance agreements.
48.44.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.