Revised Code of Washington
Chapter 48.44 - Health Care Services.
48.44.315 - Diabetes coverage—Definitions.

RCW 48.44.315
Diabetes coverage—Definitions.

The legislature finds that diabetes imposes a significant health risk and tremendous financial burden on the citizens and government of the state of Washington, and that access to the medically accepted standards of care for diabetes, its treatment and supplies, and self-management training and education is crucial to prevent or delay the short and long-term complications of diabetes and its attendant costs.
(1) The definitions in this subsection apply throughout this section unless the context clearly requires otherwise.
(a) "Person with diabetes" means a person diagnosed by a health care provider as having insulin using diabetes, noninsulin using diabetes, or elevated blood glucose levels induced by pregnancy; and
(b) "Health care provider" means a health care provider as defined in RCW 48.43.005.
(2) All health benefit plans offered by health care service contractors, issued or renewed after January 1, 1998, shall provide benefits for at least the following services and supplies for persons with diabetes:
(a) For health benefit plans that include coverage for pharmacy services, appropriate and medically necessary equipment and supplies, as prescribed by a health care provider, that includes but is not limited to insulin, syringes, injection aids, blood glucose monitors, test strips for blood glucose monitors, visual reading and urine test strips, insulin pumps and accessories to the pumps, insulin infusion devices, prescriptive oral agents for controlling blood sugar levels, foot care appliances for prevention of complications associated with diabetes, and glucagon emergency kits; and
(b) For all health benefit plans, outpatient self-management training and education, including medical nutrition therapy, as ordered by the health care provider. Diabetes outpatient self-management training and education may be provided only by health care providers with expertise in diabetes. Nothing in this section prevents the health care services contractor from restricting patients to seeing only health care providers who have signed participating provider agreements with the health care services contractor or an insuring entity under contract with the health care services contractor.
(3) Except as provided in RCW 48.43.780, coverage required under this section may be subject to customary cost-sharing provisions established for all other similar services or supplies within a policy.
(4) Health care coverage may not be reduced or eliminated due to this section.
(5) Services required under this section shall be covered when deemed medically necessary by the medical director, or his or her designee, subject to any referral and formulary requirements.
(6) The health care service contractor need not include the coverage required in this section in a group contract offered to an employer or other group that offers to its eligible enrollees a self-insured health plan not subject to mandated benefits status under this title that does not offer coverage similar to that mandated under this section.
(7) This section does not apply to the health benefit plans that provide benefits identical to the schedule of services covered by the basic health plan.

[ 2020 c 346 § 9; 2020 c 245 § 5; 2004 c 244 § 12; 1997 c 276 § 4.]
NOTES:

Reviser's note: This section was amended by 2020 c 245 § 5 and by 2020 c 346 § 9, each without reference to the other. Both amendments are incorporated in the publication of this section under RCW 1.12.025(2). For rule of construction, see RCW 1.12.025(1).


Intent—2020 c 346: See note following RCW 70.14.165.


Application—2004 c 244: See note following RCW 48.21.045.


Effective date—1997 c 276: See note following RCW 41.05.185.

Structure Revised Code of Washington

Revised Code of Washington

Title 48 - Insurance

Chapter 48.44 - Health Care Services.

48.44.010 - Definitions.

48.44.011 - Insurance producer—Definition—License required—Application, issuance, renewal, fees—Penalties involving license.

48.44.013 - Filings with secretary of state—Copy for commissioner.

48.44.015 - Registration by health care service contractors required—Penalty.

48.44.016 - Unregistered activities—Acts committed in this state—Sanctions.

48.44.017 - Schedule of rates for individual contracts—Loss ratio—Definitions.

48.44.020 - Contracts for services—Examination of contract forms by commissioner—Grounds for disapproval—Liability of participant.

48.44.021 - Calculation of premiums—Members of a purchasing pool—Adjusted community rating method—Definitions.

48.44.022 - Calculation of premiums—Adjusted community rate—Definitions.

48.44.023 - Health plan benefits for small employers—Coverage—Exemption from statutory requirements—Premium rates—Requirements for providing coverage for small employers.

48.44.024 - Requirements for plans offered to small employers—Definitions.

48.44.026 - Payment for certain health care services.

48.44.030 - Underwriting of indemnity by insurance policy, bond, securities, or cash deposit.

48.44.033 - Financial failure—Supervision of commissioner—Priority of distribution of assets.

48.44.035 - Limited health care service—Uncovered expenditures—Minimum net worth requirements.

48.44.037 - Minimum net worth—Requirement to maintain—Determination of amount.

48.44.039 - Minimum net worth—Domestic or foreign health care service contractor.

48.44.040 - Registration with commissioner—Fee.

48.44.050 - Rules and regulations.

48.44.055 - Plan for handling insolvency—Commissioner's review.

48.44.057 - Insolvency—Commissioner's duties—Participants' options—Allocation of coverage.

48.44.060 - Penalty.

48.44.080 - Master lists of contractor's participating providers—Filing with commissioner—Notice of termination or participation.

48.44.090 - Refusal to register corporate, etc., contractor if name confusing with existing contractor or insurance company.

48.44.095 - Annual financial statement—Filings—Contents—Fee—Penalty for failure to file.

48.44.100 - Filing inaccurate financial statement prohibited.

48.44.110 - False representation, advertising.

48.44.120 - Misrepresentations of contract terms, benefits, etc.

48.44.130 - Future dividends or refunds—When permissible.

48.44.140 - Misleading comparisons to terminate or retain contract.

48.44.145 - Examination of contractors—Duties of contractor, powers of commissioner—Independent audit reports.

48.44.150 - Certificate of registration not an endorsement—Display in solicitation prohibited.

48.44.160 - Revocation, suspension, refusal of registration—Hearing—Cease and desist orders, injunctive action—Grounds.

48.44.164 - Notice of suspension, revocation, or refusal to be given contractor—Authority of insurance producers.

48.44.166 - Fine in addition to or in lieu of suspension, revocation, or refusal.

48.44.170 - Hearings and appeals.

48.44.180 - Enforcement.

48.44.200 - Individual health care service plan contracts—Coverage of dependent child with developmental or physical disability.

48.44.210 - Group health care service plan contracts—Coverage of dependent child with developmental or physical disability.

48.44.212 - Coverage of dependent children to include newborn infants and congenital anomalies from moment of birth—Notification period.

48.44.215 - Option to cover child under age twenty-six.

48.44.220 - Discrimination prohibited.

48.44.225 - Podiatric physicians and surgeons not excluded.

48.44.230 - Individual health service plan contract—Return within ten days of delivery—Refunds—Void from beginning—Notice required.

48.44.240 - Chemical dependency benefits—Provisions of group contracts delivered or renewed after January 1, 1988.

48.44.241 - Chemical dependency benefits—RCW 48.21.160 through 48.21.190, 48.44.240 inapplicable, when.

48.44.245 - "Chemical dependency" defined.

48.44.250 - Payment of premium by employee in event of suspension of compensation due to labor dispute.

48.44.260 - Notice of reason for cancellation, denial, or refusal to renew contract.

48.44.270 - Immunity from libel or slander.

48.44.290 - Registered nurses or advanced registered nurses.

48.44.299 - Legislative finding.

48.44.300 - Podiatric medicine and surgery—Benefits not to be denied.

48.44.305 - When injury caused by intoxication or use of narcotics.

48.44.309 - Legislative finding.

48.44.310 - Chiropractic care, coverage required, exceptions.

48.44.315 - Diabetes coverage—Definitions.

48.44.320 - Home health care, hospice care, optional coverage required—Standards, limitations, restrictions—Rules—Medicare supplemental contracts excluded.

48.44.323 - Prescribed, self-administered anticancer medication.

48.44.325 - Mammograms—Insurance coverage.

48.44.327 - Prostate cancer screening.

48.44.330 - Reconstructive breast surgery.

48.44.335 - Mastectomy, lumpectomy.

48.44.341 - Mental health services—Health plans—Definition—Coverage required, when.

48.44.342 - Mental health treatment—Waiver of preauthorization for persons involuntarily committed.

48.44.344 - Benefits for prenatal diagnosis of congenital disorders—Contracts entered into or renewed on or after January 1, 1990.

48.44.350 - Financial interests of health care service contractors, restricted—Exceptions, regulations.

48.44.360 - Continuation option to be offered.

48.44.370 - Conversion contract to be offered—Exceptions, conditions.

48.44.380 - Conversion contract—Restrictions and requirements—Rules.

48.44.390 - Modification of basis of agreement, endorsement required.

48.44.400 - Continuance provisions for former family members.

48.44.420 - Coverage for adopted children.

48.44.430 - Cancellation of rider.

48.44.440 - Phenylketonuria.

48.44.450 - Neurodevelopmental therapies—Employer-sponsored group contracts.

48.44.460 - Temporomandibular joint disorders—Insurance coverage.

48.44.465 - Prescriptions—Preapproval of individual claims—Subsequent rejection prohibited—Written record required.

48.44.470 - Nonresident pharmacies.

48.44.495 - Dental services that are not subject to contract or provider agreement.

48.44.500 - Denturist services.

48.44.530 - Disclosure of certain material transactions—Report—Information is confidential.

48.44.535 - Material acquisitions or dispositions.

48.44.540 - Asset acquisitions—Asset dispositions.

48.44.545 - Report of a material acquisition or disposition of assets—Information required.

48.44.550 - Material nonrenewals, cancellations, or revisions of ceded reinsurance agreements.

48.44.555 - Report of a material nonrenewal, cancellation, or revision of ceded reinsurance agreements—Information required.

48.44.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.