RCW 48.30.300
Unfair discrimination, generally.
Notwithstanding any provision contained in Title 48 RCW to the contrary:
(1) A person or entity engaged in the business of insurance in this state may not refuse to issue any contract of insurance or cancel or decline to renew such contract because of the sex, marital status, or sexual orientation as defined in RCW 49.60.040, or the presence of any disability of the insured or prospective insured. The amount of benefits payable, or any term, rate, condition, or type of coverage may not be restricted, modified, excluded, increased, or reduced on the basis of the sex, marital status, or sexual orientation, or be restricted, modified, excluded, or reduced on the basis of the presence of any disability of the insured or prospective insured.
(2) Except as provided in RCW 48.43.0128, 48.44.220, or 48.46.370, this subsection does not prohibit fair discrimination on the basis of sex, or marital status, or the presence of any disability when bona fide statistical differences in risk or exposure have been substantiated.
[ 2020 c 274 § 32; 2020 c 228 § 8; 2006 c 4 § 18; 2005 c 223 § 19; 1993 c 492 § 287; 1975-'76 2nd ex.s. c 119 § 7.]
NOTES:
Reviser's note: This section was amended by 2020 c 228 § 8 and by 2020 c 274 § 32, each without reference to the other. Both amendments are incorporated in the publication of this section under RCW 1.12.025(2). For rule of construction, see RCW 1.12.025(1).
Findings—Intent—1993 c 492: See notes following RCW 43.20.050.
Short title—Savings—Reservation of legislative power—Effective dates—1993 c 492: See RCW 43.72.910 through 43.72.915.
Structure Revised Code of Washington
Chapter 48.30 - Unfair Practices and Frauds.
48.30.010 - Unfair practices in general—Remedies and penalties.
48.30.015 - Unreasonable denial of a claim for coverage or payment of benefits.
48.30.030 - False financial statements.
48.30.040 - False information and advertising.
48.30.050 - Advertising must show name and domicile.
48.30.060 - Insurer name—Deceptive use prohibited.
48.30.070 - Advertising of financial condition.
48.30.080 - Defamation of insurer.
48.30.090 - Misrepresentation of policies.
48.30.100 - Dividends not to be guaranteed.
48.30.110 - Contributions to candidates for insurance commissioner.
48.30.120 - Misconduct of officers, employees.
48.30.130 - Presumption of knowledge of director.
48.30.133 - Gifts, etc., for the referral of insurance business—Restrictions.
48.30.135 - Sponsoring events or making contributions—Definitions.
48.30.140 - Rebating—Other inducements.
48.30.150 - Illegal inducements.
48.30.155 - Life or disability insurers—Insurance as inducement to purchase of goods, etc.
48.30.157 - Charges for extra services.
48.30.170 - Rebate—Acceptance prohibited.
48.30.180 - "Twisting" prohibited.
48.30.190 - Illegal dealing in premiums.
48.30.200 - Hypothecation of premium notes.
48.30.210 - Misrepresentation in application for insurance.
48.30.220 - Destruction, injury, secretion, etc., of property.
48.30.230 - False claims or proof—Penalty.
48.30.240 - Rate wars prohibited.
48.30.250 - Interlocking ownership, management.
48.30.300 - Unfair discrimination, generally.
48.30.310 - Commercial motor vehicle employment driving record not to be considered, when.
48.30.320 - Notice of reason for cancellation, restrictions based on disability.
48.30.330 - Immunity from libel or slander.
48.30.340 - Auto glass repair—Restrictions on insurer-owned facilities.
48.30.360 - Performance standards—Premiums—Application—Rules.
48.30.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.