Revised Code of Washington
Chapter 48.30 - Unfair Practices and Frauds.
48.30.190 - Illegal dealing in premiums.

RCW 48.30.190
Illegal dealing in premiums.

(1) No person shall wilfully collect any sum as premium for insurance, which insurance is not then provided or is not in due course to be provided by an insurance policy issued by an insurer as authorized by this code.
(2) No person shall wilfully collect as premium for insurance any sum in excess of the amount actually expended or in due course is to be expended for insurance applicable to the subject on account of which the premium was collected.
(3) No person shall wilfully or knowingly fail to return to the person entitled thereto within a reasonable length of time any sum collected as premium for insurance in excess of the amount actually expended for insurance applicable to the subject on account of which the premium was collected.
(4) Each violation of this section which does not amount to a felony shall constitute a misdemeanor.

[1947 c 79 § .30.19; Rem. Supp. 1947 § 45.30.19.]

Structure Revised Code of Washington

Revised Code of Washington

Title 48 - Insurance

Chapter 48.30 - Unfair Practices and Frauds.

48.30.010 - Unfair practices in general—Remedies and penalties.

48.30.015 - Unreasonable denial of a claim for coverage or payment of benefits.

48.30.020 - Anticompact law.

48.30.030 - False financial statements.

48.30.040 - False information and advertising.

48.30.050 - Advertising must show name and domicile.

48.30.060 - Insurer name—Deceptive use prohibited.

48.30.070 - Advertising of financial condition.

48.30.075 - Using existence of insurance guaranty associations in advertising, etc., to sell insurance.

48.30.080 - Defamation of insurer.

48.30.090 - Misrepresentation of policies.

48.30.100 - Dividends not to be guaranteed.

48.30.110 - Contributions to candidates for insurance commissioner.

48.30.120 - Misconduct of officers, employees.

48.30.130 - Presumption of knowledge of director.

48.30.133 - Gifts, etc., for the referral of insurance business—Restrictions.

48.30.135 - Sponsoring events or making contributions—Definitions.

48.30.140 - Rebating—Other inducements.

48.30.150 - Illegal inducements.

48.30.155 - Life or disability insurers—Insurance as inducement to purchase of goods, etc.

48.30.157 - Charges for extra services.

48.30.170 - Rebate—Acceptance prohibited.

48.30.180 - "Twisting" prohibited.

48.30.190 - Illegal dealing in premiums.

48.30.200 - Hypothecation of premium notes.

48.30.210 - Misrepresentation in application for insurance.

48.30.220 - Destruction, injury, secretion, etc., of property.

48.30.230 - False claims or proof—Penalty.

48.30.240 - Rate wars prohibited.

48.30.250 - Interlocking ownership, management.

48.30.260 - Right of debtor or borrower to select insurance producer, surplus line broker, or insurer.

48.30.270 - Public building or construction contracts—Surety bonds or insurance—Violations concerning—Exemption.

48.30.300 - Unfair discrimination, generally.

48.30.310 - Commercial motor vehicle employment driving record not to be considered, when.

48.30.320 - Notice of reason for cancellation, restrictions based on disability.

48.30.330 - Immunity from libel or slander.

48.30.340 - Auto glass repair—Restrictions on insurer-owned facilities.

48.30.350 - Initiating arbitration of claims under the balance billing protection act with such frequency as to indicate a health carrier's general business practice.

48.30.360 - Performance standards—Premiums—Application—Rules.

48.30.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.