Revised Code of Washington
Chapter 48.23 - Life Insurance and Annuities.
48.23.240 - Reinstatement—Reversionary annuities.

RCW 48.23.240
Reinstatement—Reversionary annuities.

In such reversionary annuity contracts there shall be a provision that the contract may be reinstated at any time within three years from the date of default in making stipulated payments to the insurer, upon production of evidence of insurability satisfactory to the insurer, and upon condition that all overdue payments and any indebtedness to the insurer on account of the contract be paid, or, within the limits permitted by the then cash values of the contract, reinstated, with interest as to both payments and indebtedness at a rate to be specified in the contract but not exceeding six percent per annum compounded annually.

[1947 c 79 § .23.24; Rem. Supp. 1947 § 45.23.24.]

Structure Revised Code of Washington

Revised Code of Washington

Title 48 - Insurance

Chapter 48.23 - Life Insurance and Annuities.

48.23.010 - Scope of chapter.

48.23.015 - Purchase or exchange of annuities—Definitions—Standards—Requirements—Conduct—Records—Penalties—Rules.

48.23.020 - Standard provisions required—Life insurance.

48.23.030 - Grace period.

48.23.040 - Entire contract—Representations.

48.23.050 - Incontestability.

48.23.060 - Misstatement of age.

48.23.070 - Participation in surplus.

48.23.075 - Participation in surplus—Requirements for forms.

48.23.080 - Policy loan.

48.23.085 - Policy loan interest rates.

48.23.090 - Table of values and options.

48.23.100 - Nonforfeiture options.

48.23.110 - Table of installments.

48.23.120 - Reinstatement.

48.23.130 - Settlement on proof of death.

48.23.140 - Standard provisions—Annuities, pure endowment contracts.

48.23.150 - Grace period—Annuities, pure endowments.

48.23.160 - Incontestability—Annuities, pure endowments.

48.23.170 - Entire contract—Annuities, pure endowments.

48.23.180 - Misstatement of age or sex—Annuities, pure endowments.

48.23.190 - Dividends—Annuities, pure endowments.

48.23.200 - Nonforfeiture benefits—Annuities, pure endowments.

48.23.210 - Reinstatement—Annuities, pure endowments.

48.23.220 - Standard provisions—Reversionary annuities.

48.23.230 - Sections applicable.

48.23.240 - Reinstatement—Reversionary annuities.

48.23.250 - Supplemental benefits.

48.23.260 - Limitation of liability.

48.23.270 - Incontestability after reinstatement.

48.23.290 - Premium deposits.

48.23.300 - Policy settlements—Interest.

48.23.310 - Deduction of indebtedness.

48.23.320 - Miscellaneous proceeds.

48.23.330 - Trafficking in dividend rights.

48.23.340 - Prohibited policy plans.

48.23.345 - Juvenile life insurance—Speculative or fraudulent purposes.

48.23.360 - Calculation of nonforfeiture benefits under annuities.

48.23.370 - Duties of insurer issuing both participating and nonparticipating policies—Rules.

48.23.380 - Return of policy and refund of premium—Grace period—Notice—Effect.

48.23.410 - Short title.

48.23.420 - Inapplicability of enumerated sections to certain policies.

48.23.430 - Paid-up annuity and cash surrender provisions required.

48.23.440 - Minimum nonforfeiture amounts.

48.23.450 - Minimum present value of paid-up annuity benefit.

48.23.460 - Minimum cash surrender benefits—Death benefit.

48.23.470 - Contracts without cash surrender, death benefits—Minimum present value of paid-up annuity benefits.

48.23.480 - Optional maturity dates.

48.23.490 - Statement required in contract without cash surrender or death benefits.

48.23.500 - Calculation of benefits available other than on contract anniversary.

48.23.510 - Additional benefits.

48.23.525 - Individual life insurance—Noninsurance benefits—Rules.

48.23.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.