Revised Code of Washington
Chapter 48.23 - Life Insurance and Annuities.
48.23.020 - Standard provisions required—Life insurance.

RCW 48.23.020
Standard provisions required—Life insurance.

(1) No policy of life insurance other than industrial, group and pure endowments with or without return of premiums or of premiums and interest, shall be delivered or issued for delivery in this state unless it contains in substance all of the provisions required by RCW 48.23.030 to 48.23.130, inclusive. This provision shall not apply to annuity contracts.
(2) Any of such provisions or portions thereof not applicable to single premium or term policies shall to that extent not be incorporated therein.

[1947 c 79 § .23.02; Rem. Supp. 1947 § 45.23.02.]

Structure Revised Code of Washington

Revised Code of Washington

Title 48 - Insurance

Chapter 48.23 - Life Insurance and Annuities.

48.23.010 - Scope of chapter.

48.23.015 - Purchase or exchange of annuities—Definitions—Standards—Requirements—Conduct—Records—Penalties—Rules.

48.23.020 - Standard provisions required—Life insurance.

48.23.030 - Grace period.

48.23.040 - Entire contract—Representations.

48.23.050 - Incontestability.

48.23.060 - Misstatement of age.

48.23.070 - Participation in surplus.

48.23.075 - Participation in surplus—Requirements for forms.

48.23.080 - Policy loan.

48.23.085 - Policy loan interest rates.

48.23.090 - Table of values and options.

48.23.100 - Nonforfeiture options.

48.23.110 - Table of installments.

48.23.120 - Reinstatement.

48.23.130 - Settlement on proof of death.

48.23.140 - Standard provisions—Annuities, pure endowment contracts.

48.23.150 - Grace period—Annuities, pure endowments.

48.23.160 - Incontestability—Annuities, pure endowments.

48.23.170 - Entire contract—Annuities, pure endowments.

48.23.180 - Misstatement of age or sex—Annuities, pure endowments.

48.23.190 - Dividends—Annuities, pure endowments.

48.23.200 - Nonforfeiture benefits—Annuities, pure endowments.

48.23.210 - Reinstatement—Annuities, pure endowments.

48.23.220 - Standard provisions—Reversionary annuities.

48.23.230 - Sections applicable.

48.23.240 - Reinstatement—Reversionary annuities.

48.23.250 - Supplemental benefits.

48.23.260 - Limitation of liability.

48.23.270 - Incontestability after reinstatement.

48.23.290 - Premium deposits.

48.23.300 - Policy settlements—Interest.

48.23.310 - Deduction of indebtedness.

48.23.320 - Miscellaneous proceeds.

48.23.330 - Trafficking in dividend rights.

48.23.340 - Prohibited policy plans.

48.23.345 - Juvenile life insurance—Speculative or fraudulent purposes.

48.23.360 - Calculation of nonforfeiture benefits under annuities.

48.23.370 - Duties of insurer issuing both participating and nonparticipating policies—Rules.

48.23.380 - Return of policy and refund of premium—Grace period—Notice—Effect.

48.23.410 - Short title.

48.23.420 - Inapplicability of enumerated sections to certain policies.

48.23.430 - Paid-up annuity and cash surrender provisions required.

48.23.440 - Minimum nonforfeiture amounts.

48.23.450 - Minimum present value of paid-up annuity benefit.

48.23.460 - Minimum cash surrender benefits—Death benefit.

48.23.470 - Contracts without cash surrender, death benefits—Minimum present value of paid-up annuity benefits.

48.23.480 - Optional maturity dates.

48.23.490 - Statement required in contract without cash surrender or death benefits.

48.23.500 - Calculation of benefits available other than on contract anniversary.

48.23.510 - Additional benefits.

48.23.525 - Individual life insurance—Noninsurance benefits—Rules.

48.23.900 - Construction—Chapter applicable to state registered domestic partnerships—2009 c 521.