Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 63 - Goods and Services Installment Sales
Section 6346 - Costs from nonaffiliated entity


A closed-end credit agreement and an open-end credit agreement may provide for the reimbursement from a buyer of costs for a service provided by an entity that is not otherwise affiliated with the seller or holder if all the following conditions exist:
(1) The buyer requests that the seller or holder provide the service.
(2) The service is for the convenience of the buyer.
(3) The seller or holder contracts with the entity to provide the service to the buyer or other buyers.
(4) The seller or holder actually incurs the costs of the service provided by the entity.
(5) The costs incurred for the service are reasonable and necessary.
(6) The reimbursement costs received from the buyer do not exceed the costs incurred by the seller or holder.

Cross References. Section 6346 is referred to in section 6302 of this title.

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 12 - COMMERCE AND TRADE

Chapter 63 - Goods and Services Installment Sales

Extra - Chapter Notes

Section 6301 - Scope of chapter

Section 6302 - Definitions

Section 6303 - Waiver

Section 6304 - Applicability

Section 6305 - Prohibited activities and provisions

Section 6306 - Assignment

Section 6307 - Venue

Section 6308 - Attorney fees and costs

Section 6309 - Repossession; acceleration; right to cure

Section 6310 - Lien

Section 6311 - Validity

Section 6312 - Discharge of obligation

Section 6313 - Prepayment of obligation

Section 6314 - Acknowledgment of payment in full

Section 6321 - General rules

Section 6322 - Contents

Section 6323 - Copy of agreement

Section 6324 - Agreement resulting from telephone or mail communications

Section 6325 - Purchase money loan; notice

Section 6326 - Statement to buyer

Section 6327 - Refinancing

Section 6328 - New payment schedule

Section 6329 - Add-on sales

Section 6331 - Establishment

Section 6332 - Requirements

Section 6333 - Applicability and effect of subchapter

Section 6341 - Applicability

Section 6342 - Insurance

Section 6343 - Late fees

Section 6344 - Costs of collection

Section 6345 - Finance charges

Section 6346 - Costs from nonaffiliated entity

Section 6347 - Extension and deferment

Section 6348 - Interest rate after maturity

Section 6351 - Willful and intentional violations

Section 6352 - Noncompliance; costs and charges

Section 6353 - Willful violations regarding finance charges

Section 6354 - Corrections

Section 6355 - Unfair trade practice