Pennsylvania Consolidated & Unconsolidated Statutes
Chapter 63 - Goods and Services Installment Sales
Section 6321 - General rules


(a) Entire agreement.--Except as provided in section 6329(c) (relating to add-on sales), a closed-end credit agreement shall contain the entire agreement of the parties regarding the costs and terms of payment for the goods and services, including a promissory note or other evidence of indebtedness between the parties relating to the transaction.
(b) Signature.--A seller may not obtain the signature of the buyer on the agreement if the agreement contains blank spaces to be filled in after it has been signed.
(c) Installments.--A closed-end credit agreement may provide for unequal or irregular installments.
(d) Incorporation by reference.--A holder may, in a buyer's subsequent closed-end credit agreement, incorporate by reference the buyer's previous closed-end credit agreement and a description of the collateral for the items purchased under the previous agreement.

Structure Pennsylvania Consolidated & Unconsolidated Statutes

Pennsylvania Consolidated & Unconsolidated Statutes

Title 12 - COMMERCE AND TRADE

Chapter 63 - Goods and Services Installment Sales

Extra - Chapter Notes

Section 6301 - Scope of chapter

Section 6302 - Definitions

Section 6303 - Waiver

Section 6304 - Applicability

Section 6305 - Prohibited activities and provisions

Section 6306 - Assignment

Section 6307 - Venue

Section 6308 - Attorney fees and costs

Section 6309 - Repossession; acceleration; right to cure

Section 6310 - Lien

Section 6311 - Validity

Section 6312 - Discharge of obligation

Section 6313 - Prepayment of obligation

Section 6314 - Acknowledgment of payment in full

Section 6321 - General rules

Section 6322 - Contents

Section 6323 - Copy of agreement

Section 6324 - Agreement resulting from telephone or mail communications

Section 6325 - Purchase money loan; notice

Section 6326 - Statement to buyer

Section 6327 - Refinancing

Section 6328 - New payment schedule

Section 6329 - Add-on sales

Section 6331 - Establishment

Section 6332 - Requirements

Section 6333 - Applicability and effect of subchapter

Section 6341 - Applicability

Section 6342 - Insurance

Section 6343 - Late fees

Section 6344 - Costs of collection

Section 6345 - Finance charges

Section 6346 - Costs from nonaffiliated entity

Section 6347 - Extension and deferment

Section 6348 - Interest rate after maturity

Section 6351 - Willful and intentional violations

Section 6352 - Noncompliance; costs and charges

Section 6353 - Willful violations regarding finance charges

Section 6354 - Corrections

Section 6355 - Unfair trade practice