Oklahoma Statutes
Title 24. Debtor and Creditor
§24-163. Duty to disclose breach.

A. An individual or entity that owns or licenses computerized data that includes personal information shall disclose any breach of the security of the system following discovery or notification of the breach of the security of the system to any resident of this state whose unencrypted and unredacted personal information was or is reasonably believed to have been accessed and acquired by an unauthorized person and that causes, or the individual or entity reasonably believes has caused or will cause, identity theft or other fraud to any resident of this state. Except as provided in subsection D of this section or in order to take any measures necessary to determine the scope of the breach and to restore the reasonable integrity of the system, the disclosure shall be made without unreasonable delay.

B. An individual or entity must disclose the breach of the security of the system if encrypted information is accessed and acquired in an unencrypted form or if the security breach involves a person with access to the encryption key and the individual or entity reasonably believes that such breach has caused or will cause identity theft or other fraud to any resident of this state.
C. An individual or entity that maintains computerized data that includes personal information that the individual or entity does not own or license shall notify the owner or licensee of the information of any breach of the security of the system as soon as practicable following discovery, if the personal information was or if the entity reasonably believes was accessed and acquired by an unauthorized person.
D. Notice required by this section may be delayed if a law enforcement agency determines and advises the individual or entity that the notice will impede a criminal or civil investigation or homeland or national security. Notice required by this section must be made without unreasonable delay after the law enforcement agency determines that notification will no longer impede the investigation or jeopardize national or homeland security.
Added by Laws 2008, c. 86, § 3, eff. Nov. 1, 2008.

Structure Oklahoma Statutes

Oklahoma Statutes

Title 24. Debtor and Creditor

§24-1. Debtor defined.

§24-2. Creditor defined.

§24-3. Fraud only invalidates contracts of debtor.

§24-4. Alternative right to several funds.

§24-11. Preferences permitted.

§24-12. Fraudulent debts - When due.

§24-13. Insurance on life of debtor - Conditions.

§24-14. Insurance on life of debtor - Penalties.

§24-15. Debt pooling - Prohibition.

§24-16. Debt pooling - Definition.

§24-17. Debt pooling - Penalties.

§24-18. Debt pooling - Application of act.

§24-31. Allowable, when - Preference, effect of.

§24-32. Insolvency defined.

§24-33. Subsisting liabilities.

§24-34. Assignments void in certain cases.

§24-35. Assignment to be in writing and signed - Acknowledgment, proof and certification.

§24-36. Void unless made as prescribed.

§24-37. Rights of assignee.

§24-38. Inventory, necessity and requisites of.

§24-39. Inventory verified.

§24-40. Record of assignment and inventory - Place of filing - Nonresidents.

§24-41. More than one assignor - Recording assignment - Filing inventory - Nonresidents.

§24-42. Time of recording - Effect of failure to record within time specified.

§24-43. Real property.

§24-44. Bond of assignee.

§24-45. Authority of assignee begins, when.

§24-46. Accounting by assignee - Supervision by judge of district court - Removal or discharge - Bankruptcy proceedings.

§24-47. Exempt property and life insurance do not pass - Exception.

§24-48. Compensation of assignee.

§24-49. Good faith protects assignee.

§24-50. Cancellation or modification of assignment - Assent of creditor affected.

§24-81. Persons furnishing ratings to request statement of assets and liabilities.

§24-82. Copy of opinion furnished person to whom it relates.

§24-83. False credit information or false rating - Penalty - Damages.

§24-84. Person rated may see rate book - Penalty.

§24-85. False credit statement.

§24-86. Restrictions on inclusion of tax lien information in credit report or rating.

§24-112. Short title.

§24-113. Definitions.

§24-114. Tests for determining insolvency.

§24-115. Value defined.

§24-116. Transfers fraudulent to creditors.

§24-117. Transfer fraudulent to creditor whose claim arose before transfer made or obligation incurred.

§24-118. Tests for determining when transfer is made or obligation incurred.

§24-119. Creditor's remedies.

§24-120. Voidable and nonvoidable transfers - Creditor's remedies and limitations thereon.

§24-121. Limitation of actions.

§24-122. Supplementary principles of law and equity.

§24-123. Application and construction of act.

§24-131. Short title.

§24-132. Definitions.

§24-133. Restrictions.

§24-134. Exemption from bond and trust account provisions - Responsibility for employees or agents.

§24-135. Information statement - Written statement required.

§24-136. Information statement - Contents.

§24-137. Contracts - Contents - Form for "Notice of Cancellation" - Copies.

§24-138. Waivers - Burden of proof - Violations and jurisdiction - Enforcement of rights.

§24-139. Action for damages - Remedies not exclusive.

§24-140. Rules and regulations.

§24-141. License required – Extensions of credit in compliance with law.

§24-142. Application for license - Resident agent.

§24-143. Fees - Administrator's investigation - Issuance or denial of license.

§24-144. Licenses - Contents - Display - Number - Term - Annual fee.

§24-145. Administrative hearing - Suspension, revocation or surrender of license.

§24-146. Investigation and examination of books and records.

§24-147. Disclosures to consumer - Applicability of disclosure requirements - Credit histories - Fees.

§24-148. Request of consumer report – Notice to subject of report.

§24-149. Short title.

§24-150. Definitions.

§24-151. Written request for security freeze - Processing time - Confirmation of freeze and identification number - Disclosures.

§24-152. Requests to temporarily lift freeze - Time for compliance - Request procedures.

§24-153. Mandatory removal or temporary lifting of freeze - Notice to consumer - Third party requests.

§24-154. Removal of freeze by consumer request - Identification required.

§24-155. Exceptions.

§24-156. Fees - Written notice of changes.

§24-157. Entities not required to place security freeze.

§24-158. Notice of rights.

§24-159. Failure to comply - Use of false pretenses - Penalties.

§24-161. Short title.

§24-162. Definitions.

§24-163. Duty to disclose breach.

§24-164. Notice procedures deemed in compliance.

§24-165. Enforcement – Civil penalty limitation.

§24-166. Application of act.

§24-170. Short title - Oklahoma Student Borrower's Bill of Rights Act.

§24-171. Definitions.

§24-172. Oklahoma Student Borrower's Bill of Rights.