Oklahoma Statutes
Title 24. Debtor and Creditor
§24-156. Fees - Written notice of changes.

A. This act does not prevent a consumer reporting agency from charging a fee of no more than Ten Dollars ($10.00) to a consumer for each freeze, removal of the freeze, or temporary lifting of the freeze for a period of time, regarding access to a consumer credit report.

B. A consumer reporting agency shall not charge any fee to:
1. A victim of identity theft who has submitted, at the time the security freeze is requested, a copy of a valid investigative or incident report or complaint with a law enforcement agency about the unlawful use of the victim’s identifying information by another person; or
2. A consumer sixty-five (65) years of age or older for the initial placement and removal of a security freeze.
C. If a security freeze is in place, a consumer reporting agency shall not change any of the following official information in a consumer report without sending a written confirmation of the change to the consumer within thirty (30) days of the change being posted to the file of the consumer:
1. Name;
2. Date of birth;
3. Social security number; and
4. Address.
D. Written confirmation is not required for technical modifications of official information of a consumer, including name and street abbreviations, complete spellings, or transposition of numbers or letters. In the case of an address change, the written confirmation shall be sent to both the new address and to the former address.
Added by Laws 2006, c. 283, § 8, eff. Jan. 1, 2007.

Structure Oklahoma Statutes

Oklahoma Statutes

Title 24. Debtor and Creditor

§24-1. Debtor defined.

§24-2. Creditor defined.

§24-3. Fraud only invalidates contracts of debtor.

§24-4. Alternative right to several funds.

§24-11. Preferences permitted.

§24-12. Fraudulent debts - When due.

§24-13. Insurance on life of debtor - Conditions.

§24-14. Insurance on life of debtor - Penalties.

§24-15. Debt pooling - Prohibition.

§24-16. Debt pooling - Definition.

§24-17. Debt pooling - Penalties.

§24-18. Debt pooling - Application of act.

§24-31. Allowable, when - Preference, effect of.

§24-32. Insolvency defined.

§24-33. Subsisting liabilities.

§24-34. Assignments void in certain cases.

§24-35. Assignment to be in writing and signed - Acknowledgment, proof and certification.

§24-36. Void unless made as prescribed.

§24-37. Rights of assignee.

§24-38. Inventory, necessity and requisites of.

§24-39. Inventory verified.

§24-40. Record of assignment and inventory - Place of filing - Nonresidents.

§24-41. More than one assignor - Recording assignment - Filing inventory - Nonresidents.

§24-42. Time of recording - Effect of failure to record within time specified.

§24-43. Real property.

§24-44. Bond of assignee.

§24-45. Authority of assignee begins, when.

§24-46. Accounting by assignee - Supervision by judge of district court - Removal or discharge - Bankruptcy proceedings.

§24-47. Exempt property and life insurance do not pass - Exception.

§24-48. Compensation of assignee.

§24-49. Good faith protects assignee.

§24-50. Cancellation or modification of assignment - Assent of creditor affected.

§24-81. Persons furnishing ratings to request statement of assets and liabilities.

§24-82. Copy of opinion furnished person to whom it relates.

§24-83. False credit information or false rating - Penalty - Damages.

§24-84. Person rated may see rate book - Penalty.

§24-85. False credit statement.

§24-86. Restrictions on inclusion of tax lien information in credit report or rating.

§24-112. Short title.

§24-113. Definitions.

§24-114. Tests for determining insolvency.

§24-115. Value defined.

§24-116. Transfers fraudulent to creditors.

§24-117. Transfer fraudulent to creditor whose claim arose before transfer made or obligation incurred.

§24-118. Tests for determining when transfer is made or obligation incurred.

§24-119. Creditor's remedies.

§24-120. Voidable and nonvoidable transfers - Creditor's remedies and limitations thereon.

§24-121. Limitation of actions.

§24-122. Supplementary principles of law and equity.

§24-123. Application and construction of act.

§24-131. Short title.

§24-132. Definitions.

§24-133. Restrictions.

§24-134. Exemption from bond and trust account provisions - Responsibility for employees or agents.

§24-135. Information statement - Written statement required.

§24-136. Information statement - Contents.

§24-137. Contracts - Contents - Form for "Notice of Cancellation" - Copies.

§24-138. Waivers - Burden of proof - Violations and jurisdiction - Enforcement of rights.

§24-139. Action for damages - Remedies not exclusive.

§24-140. Rules and regulations.

§24-141. License required – Extensions of credit in compliance with law.

§24-142. Application for license - Resident agent.

§24-143. Fees - Administrator's investigation - Issuance or denial of license.

§24-144. Licenses - Contents - Display - Number - Term - Annual fee.

§24-145. Administrative hearing - Suspension, revocation or surrender of license.

§24-146. Investigation and examination of books and records.

§24-147. Disclosures to consumer - Applicability of disclosure requirements - Credit histories - Fees.

§24-148. Request of consumer report – Notice to subject of report.

§24-149. Short title.

§24-150. Definitions.

§24-151. Written request for security freeze - Processing time - Confirmation of freeze and identification number - Disclosures.

§24-152. Requests to temporarily lift freeze - Time for compliance - Request procedures.

§24-153. Mandatory removal or temporary lifting of freeze - Notice to consumer - Third party requests.

§24-154. Removal of freeze by consumer request - Identification required.

§24-155. Exceptions.

§24-156. Fees - Written notice of changes.

§24-157. Entities not required to place security freeze.

§24-158. Notice of rights.

§24-159. Failure to comply - Use of false pretenses - Penalties.

§24-161. Short title.

§24-162. Definitions.

§24-163. Duty to disclose breach.

§24-164. Notice procedures deemed in compliance.

§24-165. Enforcement – Civil penalty limitation.

§24-166. Application of act.

§24-170. Short title - Oklahoma Student Borrower's Bill of Rights Act.

§24-171. Definitions.

§24-172. Oklahoma Student Borrower's Bill of Rights.