Ohio Revised Code
Chapter 3923 | Sickness and Accident Insurance
Section 3923.11 | Sickness and Accident Insurance on a Franchise Plan.

Effective: October 16, 2009
Latest Legislation: House Bill 1 - 128th General Assembly
(A) Sickness and accident insurance on a franchise plan is that form of sickness and accident insurance issued to either of the following:
(1) Five or more or, with respect to long-term care or disability income insurance, two or more employees of any corporation, copartnership, or individual employer, or of any governmental corporation or agency or a department thereof;
(2) Ten or more or, with respect to long-term care or disability income insurance, two or more members of any trade or professional association, or labor union, or any other association having had an active existence for at least two years where such association or union has a constitution or bylaws and is formed in good faith for purposes other than that of obtaining insurance.
(B) In order that such sickness and accident insurance be considered as issued on a franchise plan, such employees or such members, with or without one or more of their dependents and members of their immediate families, must be issued the same form of an individual policy, varying only as to amounts and kinds of coverage applied for by such employees or such members, under an arrangement by which the premiums on such policies may be paid to the insurer periodically by the employer, with or without payroll deductions, or by the association for its members, or by some designated person acting on behalf of such employer or association.

Structure Ohio Revised Code