Ohio Revised Code
Chapter 2323 | Judgment
Section 2323.13 | Warrant of Attorney to Confess.

Effective: January 1, 1974
Latest Legislation: House Bill 243 - 110th General Assembly
(A) An attorney who confesses judgment in a case, at the time of making such confession, must produce the warrant of attorney for making it to the court before which he makes the confession. Notwithstanding any agreement to the contrary, if the maker or any of several makers resides within the territorial jurisdiction of a municipal court established under section 1901.01 of the Revised Code, or signed the warrant of attorney authorizing confession of judgment in such territory, judgment on such warrant of attorney shall be confessed in the municipal court having jurisdiction in such territory, provided the court has jurisdiction over the subject matter; otherwise, judgment may be confessed in any court in the county where the maker or any of several makers resides or signed the warrant of attorney. The original or a copy of the warrant shall be filed with the clerk.
(B) The attorney who represents the judgment creditor shall include in the petition a statement setting forth to the best of his knowledge the last known address of the defendant.
(C) Immediately upon entering any such judgment the court shall notify the defendant of the entry of the judgment by personal service or by registered or certified letter mailed to him at the address set forth in the petition.
(D) A warrant of attorney to confess judgment contained in any promissory note, bond, security agreement, lease, contract, or other evidence of indebtedness executed on or after January 1, 1974, is invalid and the courts are without authority to render a judgment based upon such a warrant unless there appears on the instrument evidencing the indebtedness, directly above or below the space or spaces provided for the signatures of the makers, or other person authorizing the confession, in such type size or distinctive marking that it appears more clearly and conspicuously than anything else on the document:
"Warning--By signing this paper you give up your right to notice and court trial. If you do not pay on time a court judgment may be taken against you without your prior knowledge and the powers of a court can be used to collect from you regardless of any claims you may have against the creditor whether for returned goods, faulty goods, failure on his part to comply with the agreement, or any other cause."
(E) A warrant of attorney to confess judgment contained in any instrument executed on or after January 1, 1974, arising out of a consumer loan or consumer transaction, is invalid and the courts shall have no jurisdiction to render a judgment based upon such a warrant. An action founded upon an instrument arising out of a consumer loan or a consumer transaction as defined in this section is commenced by the filing of a complaint as in any ordinary civil action.
Notice of the filing shall be served on the defendant and returned in the same manner as in other cases and shall read as follows:
"To: (HERE INSERT THE NAME OF THE DEFENDANT OR DEFENDANTS)
"(HERE INSERT THE NAME OF PLAINTIFF OR PLAINTIFFS) ask judgment in this court against you for (HERE INSERT THE AMOUNT CLAIMED IN DOLLARS AND CENTS) upon the following claim (HERE INSERT THE NATURE OF THE CLAIM AND DESCRIPTION OF THE INSTRUMENT).
"The court may enter judgment upon this claim if no answer is filed within the time allowed by law. If an answer is filed, a trial shall be held within sixty days of the date of filing of the answer.
"You have a right to retain an attorney. If you do not file an answer, judgment may be entered against you by default, and your earnings may be subjected to garnishment or your property may be attached to satisfy the judgment. If your defense is supported by witnesses, account books, receipts, or other documents, you must produce them at the trial. Subpoenas for witnesses and subpoenas duces tecum, if requested by a party, will be issued by the clerk."
If an answer is filed, a trial shall be held within sixty days of the date of filing of the answer, unless for good cause shown the court may continue the same.
As used in this section:
(1) "Consumer loan" means a loan to a natural person and the debt incurred is primarily for a personal, family, educational, or household purpose. The term "consumer loan" includes the creation of debt by the lender's payment of or agreement to pay money to the debtor or to a third party for the account of the debtor; the creation of a debt by a credit to an account with the lender upon which the debtor is entitled to draw; and the forebearance of debt arising from a consumer loan.
(2) "Consumer transaction" means a sale, lease, assignment, award by chance, or other transfer of an item of goods, a service, franchise, or an intangible, to an individual for purposes that are primarily personal, family, educational, or household.
Last updated November 3, 2021 at 4:50 PM

Structure Ohio Revised Code

Ohio Revised Code

Title 23 | Courts-Common Pleas

Chapter 2323 | Judgment

Section 2323.06 | Mortgagor and Mortgagee Mediation.

Section 2323.07 | Sale of Foreclosed Property.

Section 2323.09 | Judgment Against Married Woman.

Section 2323.12 | Judgment by Confession.

Section 2323.13 | Warrant of Attorney to Confess.

Section 2323.14 | Confession of Judgment by Attorney Named by Person in Custody.

Section 2323.21 | Rights of Infants Reserved in Judgments.

Section 2323.23 | Record Made Unless Waived.

Section 2323.24 | Contents of Record.

Section 2323.25 | Courts May Order Records Completed.

Section 2323.26 | Complete Records Need Not Be Made.

Section 2323.261 | Records of Extracounty Actions.

Section 2323.27 | Transcription of Judicial Records.

Section 2323.28 | Records in Dismissed Cases.

Section 2323.29 | Index to Judgments.

Section 2323.30 | Costs Secured by Plaintiff.

Section 2323.31 | Cash Deposits as Security; Indigent Litigants.

Section 2323.311 | Indigent Litigants.

Section 2323.32 | Rule as to Executors and Administrators.

Section 2323.33 | Action Dismissed for Want of Security for Costs; Applicability.

Section 2323.34 | Security if Plaintiff Becomes a Nonresident.

Section 2323.35 | Additional Security on Motion of Defendant.

Section 2323.36 | Judgment Entered Against Surety for Costs.

Section 2323.41 | Collateral Benefits Introduced Into Evidence.

Section 2323.42 | Motion and Hearing to Determine Good Faith of Claim.

Section 2323.421 | Medical Liability Action - Out-of-State Physician Deemed Licensed in Ohio to Testify.

Section 2323.43 | Limitation on Compensatory Damages That Represent Economic Loss.

Section 2323.44 | Rights of Subrogee.

Section 2323.45 | Medical Liability Action - Affidavit of Noninvolvement by Health Care Provider - Procedure.

Section 2323.451 | Affidavits of Merit; Discovery; Joinder.

Section 2323.46 | Fees on Summons to Another County.

Section 2323.51 | Frivolous Conduct in Filing Civil Claims.

Section 2323.52 | Civil Action to Declare Person Vexatious Litigator.

Section 2323.55 | Future Damages in Medical Malpractice Actions.

Section 2323.56 | Periodic Payments of Future Damages.

Section 2323.57 | General Verdict for Future Damages.

Section 2323.58 | Transfer of Structural Settlement Payment Rights Definitions.

Section 2323.581 | Valid Transfer of Structural Settlement Payment Rights.

Section 2323.582 | Contents and Form of Disclosure Statement.

Section 2323.583 | Transfer of Structured Settlement Payment Rights; Applicable Procedures.

Section 2323.584 | Filing Application for Approval in Advance of Transfer.

Section 2323.585 | Immunity - Waiver - Illegal Transfers.

Section 2323.586 | Settlement Obligor and Annuity Issuer Immune From Liability.

Section 2323.587 | Consumer Sales Practices Act Applicability.