Ohio Revised Code
Chapter 1321 | Various Loans
Section 1321.60 | Advertising for General Loans.

Ohio Revised Code

Title 13 | Commercial Transactions

Chapter 1321 | Various Loans

Section 1321.01 | Small Loan Law Definitions; Division of Financial Institutions Responsibility.

Section 1321.02 | Small Loan License Requirement; Exceptions.

Section 1321.03 | Application for Small Loan License; Fee.

Section 1321.04 | Small Loan License Application Approval.

Section 1321.05 | Contents of Small Loan License; Annual Fee and Assessment; Assets.

Section 1321.06 | Additional Small Loan Licenses; Change of Place of Business.

Section 1321.07 | Examination of Small Loan Licensee's Records; Division Powers.

Section 1321.08 | Suspension or Revocation of Small Loan License.

Section 1321.09 | Small Loan Licensee Recordkeeping; Annual Report.

Section 1321.10 | Small Loan Law Rules and Orders; Procedure in Case of Violation; Certified Statements.

Section 1321.11 | Prohibited Statements and Representations.

Section 1321.12 | Small Loan Licensee - Prohibited Acts.

Section 1321.13 | Small Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance.

Section 1321.131 | Small Loan Alternative Interest Rate.

Section 1321.14 | Duties of Small Loan Licensee; Prohibited Acts.

Section 1321.141 | Small Loan Requirements and Restrictions.

Section 1321.15 | Loans Designed to Circumvent Limitations on Interest Rates, Charges, or Loan Amount.

Section 1321.16 | Open-End Loans by Small Loan Licensee.

Section 1321.17 | Out-of-State Small Loans.

Section 1321.18 | Civil Action to Reverse, Rescind, or Modify Division Order.

Section 1321.19 | Cancellation or Alteration of Small Loan License Does Not Impact Existing Contracts.

Section 1321.20 | Fees - Licenses, Registration Under This Chapter and for Pawnbrokers and Precious Metals Dealers.

Section 1321.21 | Consumer Finance Fund.

Section 1321.31 | Assignment of Personal Earnings - Requirements, Limitations, Priority.

Section 1321.32 | Assignment of Wages Invalid - Exception.

Section 1321.33 | Wage Assignments for Support of Spouse or Children Not Subject to Small Loan Law or r.c. 1321.31.

Section 1321.35 | Short-Term Loan Law Definitions.

Section 1321.36 | Short-Term Loan License Required; Telephone and Mail Loans; Exceptions; Applicability of Short-Term Loan Law.

Section 1321.37 | Application for Short-Term Loan License; Fee; Approval Procedure; Assets; Bond.

Section 1321.38 | Contents of Short-Term Loan License; Additional Licenses; Change of Place of Business.

Section 1321.39 | Short-Term Loan Requirements and Restrictions.

Section 1321.391 | Short-Term Loans of Longer Than 90 Days.

Section 1321.40 | Maximum Interest Rate; Permissible Short-Term Loan Fees.

Section 1321.401 | Refinancing Short-Term Loans.

Section 1321.402 | Prepayment or Refinancing Prior to Short-Term Loan Maturity Date.

Section 1321.403 | Short-Term Loan Fee Cap; Exceptions.

Section 1321.41 | Short-Term Loan Licensee Prohibitions.

Section 1321.411 | Short-Term Loan Collection Limitations.

Section 1321.42 | Enforcement Actions Relating to Short-Term Loan License.

Section 1321.421 | Examination of Short-Term Loan Licensee's Records.

Section 1321.422 | Short-Term Loan Licensee Recordkeeping; Annual Reports.

Section 1321.43 | Short-Term Loan Law Rules and Orders.

Section 1321.44 | Violations of Short-Term Loan Law Are Unfair or Deceptive Acts; Criminal Proceedings.

Section 1321.45 | Prohibited Short-Term Loan Debt Collection Practices.

Section 1321.46 | Verification of Borrower's Income Before Making Short-Term Loan.

Section 1321.47 | Duties of Short-Term Loan Licensees; Civil Action by Borrower.

Section 1321.48 | Reports by Superintendent; Confidentiality of Information.

Section 1321.51 | General Loan Law Definitions.

Section 1321.52 | Registrants May Make General Loans; Choice of Law; Security; Superintendent Authority.

Section 1321.53 | General Loan Certificate of Registration Application, Approval, Fee; Assets; Additional Certificates; Change in Place of Business; Exceptions to General Loan Law.

Section 1321.54 | General Loan Rules; Suspension, Revocation, or Refusal to Renew Registration; Fines; Alleged Violations.

Section 1321.541 | Actions by Attorney General, County Prosecutor to Enforce General Loan Law.

Section 1321.55 | General Loan Registrant Recordkeeping; Annual Report; Confidentiality.

Section 1321.551 | Evading General Loan Law Requirements.

Section 1321.56 | Forfeiting General Loan Interest for Interest Rate Violation.

Section 1321.57 | General Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance.

Section 1321.571 | General Loan Alternative Interest Rate.

Section 1321.58 | Open-End Loans by General Loan Registrant.

Section 1321.59 | General Loan Law Registrant - Prohibited Acts.

Section 1321.591 | Compliance With Fair Debt Collection Practices Act.

Section 1321.592 | Prohibited General Loans by Registrants.

Section 1321.60 | Advertising for General Loans.

Section 1321.62 | Consumer Installment Loan Act Definitions.

Section 1321.63 | Activities for Which Consumer Installment Loan License Is Required.

Section 1321.631 | Applicability of Consumer Installment Loan Act.

Section 1321.632 | Consumer Installment Loan Licensee Authority; Prohibited Activities.

Section 1321.64 | Application for Consumer Installment Loan License; Approval Procedure.

Section 1321.641 | Renewal of Consumer Installment Loan License.

Section 1321.642 | Effect of Change in Ownership of a Consumer Installment Loan Licensee; Notice.

Section 1321.643 | Place of Business; Additional Consumer Installment Loan Licenses; Change of Place of Business or Name.

Section 1321.644 | Persons Selling Tangible Goods or Services.

Section 1321.65 | Asset Requirements of Consumer Installment Loan Licensee.

Section 1321.651 | Advertising for Consumer Installment Loans.

Section 1321.66 | Consumer Installment Loan Licensee Recordkeeping; Examination of Records.

Section 1321.661 | Consumer Installment Loan Licensee Call Reports.

Section 1321.662 | Confidential Information.

Section 1321.663 | Consumer Installment Loan Act Investigations - Prohibited Acts.

Section 1321.664 | Compliance With Federal Laws and Regulations.

Section 1321.665 | Preservation of Consumer Installment Loan Books and Records Before Ceasing Business.

Section 1321.666 | Authority of Superintendent to Enforce Consumer Installment Loan Act.

Section 1321.667 | Reimbursement of Licensee for Costs Associated With Providing Consumer Installment Loan Records.

Section 1321.67 | Closing of Consumer Installment Loans; Duties of Licensee.

Section 1321.671 | Repayment of Consumer Installment Loan.

Section 1321.672 | Insurance Obtained on Behalf of Consumer Installment Loan Borrower.

Section 1321.673 | Evading Consumer Installment Loan Requirements.

Section 1321.674 | Forfeiting Consumer Installment Loan Interest for Interest Rate Violation.

Section 1321.68 | Consumer Installment Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance.

Section 1321.681 | Open-End Consumer Installment Loans.

Section 1321.69 | Consumer Installment Loan Licensee Prohibitions.

Section 1321.691 | Employee Remote Work.

Section 1321.70 | Enforcement Actions for Consumer Installment Loan Act Violations.

Section 1321.701 | Action by Attorney General, County Prosecutor to Enforce the Consumer Installment Loan Act.

Section 1321.702 | Rules Relating to the Consumer Installment Loan Act.

Section 1321.71 | Insurance Premium Finance Company Law Definitions.

Section 1321.72 | Application of Insurance Premium Finance Company Law.

Section 1321.73 | Insurance Premium Finance Company License Requirement; Annual Fee; Assets.

Section 1321.74 | Insurance Premium Finance Company License Application, Fee, Approval; Additional Licenses; Change of Place of Business.

Section 1321.75 | Enforcement Actions Regarding Insurance Premium Finance Company License.

Section 1321.76 | Insurance Premium Finance Company Licensee Recordkeeping; Division Powers.

Section 1321.77 | Insurance Premium Finance Company Rules.

Section 1321.78 | Premium Finance Agreement; Notice to Insurer.

Section 1321.79 | Insurance Premium Finance Company Finance Charge Limits.

Section 1321.791 | Insurance Premium Finance Company Alternative Finance Charges.

Section 1321.80 | Delinquency, Cancellation, and Check Collection Charges.

Section 1321.81 | Cancellation of Insurance Contract Listed in Premium Finance Agreement.

Section 1321.82 | Return to Insurance Premium Finance Company of Gross Unearned Premium Upon Cancellation of Insurance Contract.

Section 1321.83 | Secured Transactions Filing Provisions Not Applicable to Insurance Premium Finance Agreements.

Section 1321.84 | Effect of Child Support Default on License, Certificate, or Permit.

Section 1321.99 | Penalty.