Ohio Revised Code
Chapter 1321 | Various Loans
Section 1321.48 | Reports by Superintendent; Confidentiality of Information.

Effective: September 1, 2008
Latest Legislation: House Bill 545 - 127th General Assembly
(A) The superintendent of financial institutions shall report semiannually to the governor and the general assembly on the operations of the division of financial institutions with respect to the following:
(1) Enforcement actions instituted by the superintendent for a violation of or failure to comply with any provision of sections 1321.35 to 1321.48 of the Revised Code, and the final dispositions of each such enforcement action;
(2) Suspensions, revocations, or refusals to issue or renew licenses under sections 1321.35 to 1321.48 of the Revised Code.
(B) The information required under divisions (A)(1) and (2) of this section does not include information that, pursuant to division (C) of this section, is confidential.
(C) The following information is confidential:
(1) Examination information, and any information leading to or arising from an examination;
(2) Investigation information, and any information arising from or leading to an investigation.
(D) The information described in division (A)(1) of this section shall remain confidential for all purposes except when it is necessary for the superintendent to take official action regarding the affairs of a licensee, or in connection with criminal or civil proceedings to be initiated by a prosecuting attorney or the attorney general. This information also may be introduced into evidence or disclosed when, and in the manner, authorized by section 1181.25 of the Revised Code.
(E) All application information, except social security numbers, employer identification numbers, financial account numbers, the identity of the institution where financial accounts are maintained, personal financial information, fingerprint cards and the information contained on such cards, and criminal background information, is a public record as defined in section 149.43 of the Revised Code.
(F) This section does not prevent the division from releasing information relating to licensees to the attorney general for purposes of that office's administration of Chapter 1345. of the Revised Code. Information the division releases to the attorney general pursuant to this section remains privileged and confidential, and the attorney general may not disclose the information except by introduction into evidence in connection with the attorney general's administration of Chapter 1345. of the Revised Code or as authorized by the superintendent.
Last updated November 4, 2021 at 4:45 PM

Structure Ohio Revised Code

Ohio Revised Code

Title 13 | Commercial Transactions

Chapter 1321 | Various Loans

Section 1321.01 | Small Loan Law Definitions; Division of Financial Institutions Responsibility.

Section 1321.02 | Small Loan License Requirement; Exceptions.

Section 1321.03 | Application for Small Loan License; Fee.

Section 1321.04 | Small Loan License Application Approval.

Section 1321.05 | Contents of Small Loan License; Annual Fee and Assessment; Assets.

Section 1321.06 | Additional Small Loan Licenses; Change of Place of Business.

Section 1321.07 | Examination of Small Loan Licensee's Records; Division Powers.

Section 1321.08 | Suspension or Revocation of Small Loan License.

Section 1321.09 | Small Loan Licensee Recordkeeping; Annual Report.

Section 1321.10 | Small Loan Law Rules and Orders; Procedure in Case of Violation; Certified Statements.

Section 1321.11 | Prohibited Statements and Representations.

Section 1321.12 | Small Loan Licensee - Prohibited Acts.

Section 1321.13 | Small Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance.

Section 1321.131 | Small Loan Alternative Interest Rate.

Section 1321.14 | Duties of Small Loan Licensee; Prohibited Acts.

Section 1321.141 | Small Loan Requirements and Restrictions.

Section 1321.15 | Loans Designed to Circumvent Limitations on Interest Rates, Charges, or Loan Amount.

Section 1321.16 | Open-End Loans by Small Loan Licensee.

Section 1321.17 | Out-of-State Small Loans.

Section 1321.18 | Civil Action to Reverse, Rescind, or Modify Division Order.

Section 1321.19 | Cancellation or Alteration of Small Loan License Does Not Impact Existing Contracts.

Section 1321.20 | Fees - Licenses, Registration Under This Chapter and for Pawnbrokers and Precious Metals Dealers.

Section 1321.21 | Consumer Finance Fund.

Section 1321.31 | Assignment of Personal Earnings - Requirements, Limitations, Priority.

Section 1321.32 | Assignment of Wages Invalid - Exception.

Section 1321.33 | Wage Assignments for Support of Spouse or Children Not Subject to Small Loan Law or r.c. 1321.31.

Section 1321.35 | Short-Term Loan Law Definitions.

Section 1321.36 | Short-Term Loan License Required; Telephone and Mail Loans; Exceptions; Applicability of Short-Term Loan Law.

Section 1321.37 | Application for Short-Term Loan License; Fee; Approval Procedure; Assets; Bond.

Section 1321.38 | Contents of Short-Term Loan License; Additional Licenses; Change of Place of Business.

Section 1321.39 | Short-Term Loan Requirements and Restrictions.

Section 1321.391 | Short-Term Loans of Longer Than 90 Days.

Section 1321.40 | Maximum Interest Rate; Permissible Short-Term Loan Fees.

Section 1321.401 | Refinancing Short-Term Loans.

Section 1321.402 | Prepayment or Refinancing Prior to Short-Term Loan Maturity Date.

Section 1321.403 | Short-Term Loan Fee Cap; Exceptions.

Section 1321.41 | Short-Term Loan Licensee Prohibitions.

Section 1321.411 | Short-Term Loan Collection Limitations.

Section 1321.42 | Enforcement Actions Relating to Short-Term Loan License.

Section 1321.421 | Examination of Short-Term Loan Licensee's Records.

Section 1321.422 | Short-Term Loan Licensee Recordkeeping; Annual Reports.

Section 1321.43 | Short-Term Loan Law Rules and Orders.

Section 1321.44 | Violations of Short-Term Loan Law Are Unfair or Deceptive Acts; Criminal Proceedings.

Section 1321.45 | Prohibited Short-Term Loan Debt Collection Practices.

Section 1321.46 | Verification of Borrower's Income Before Making Short-Term Loan.

Section 1321.47 | Duties of Short-Term Loan Licensees; Civil Action by Borrower.

Section 1321.48 | Reports by Superintendent; Confidentiality of Information.

Section 1321.51 | General Loan Law Definitions.

Section 1321.52 | Registrants May Make General Loans; Choice of Law; Security; Superintendent Authority.

Section 1321.53 | General Loan Certificate of Registration Application, Approval, Fee; Assets; Additional Certificates; Change in Place of Business; Exceptions to General Loan Law.

Section 1321.54 | General Loan Rules; Suspension, Revocation, or Refusal to Renew Registration; Fines; Alleged Violations.

Section 1321.541 | Actions by Attorney General, County Prosecutor to Enforce General Loan Law.

Section 1321.55 | General Loan Registrant Recordkeeping; Annual Report; Confidentiality.

Section 1321.551 | Evading General Loan Law Requirements.

Section 1321.56 | Forfeiting General Loan Interest for Interest Rate Violation.

Section 1321.57 | General Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance.

Section 1321.571 | General Loan Alternative Interest Rate.

Section 1321.58 | Open-End Loans by General Loan Registrant.

Section 1321.59 | General Loan Law Registrant - Prohibited Acts.

Section 1321.591 | Compliance With Fair Debt Collection Practices Act.

Section 1321.592 | Prohibited General Loans by Registrants.

Section 1321.60 | Advertising for General Loans.

Section 1321.62 | Consumer Installment Loan Act Definitions.

Section 1321.63 | Activities for Which Consumer Installment Loan License Is Required.

Section 1321.631 | Applicability of Consumer Installment Loan Act.

Section 1321.632 | Consumer Installment Loan Licensee Authority; Prohibited Activities.

Section 1321.64 | Application for Consumer Installment Loan License; Approval Procedure.

Section 1321.641 | Renewal of Consumer Installment Loan License.

Section 1321.642 | Effect of Change in Ownership of a Consumer Installment Loan Licensee; Notice.

Section 1321.643 | Place of Business; Additional Consumer Installment Loan Licenses; Change of Place of Business or Name.

Section 1321.644 | Persons Selling Tangible Goods or Services.

Section 1321.65 | Asset Requirements of Consumer Installment Loan Licensee.

Section 1321.651 | Advertising for Consumer Installment Loans.

Section 1321.66 | Consumer Installment Loan Licensee Recordkeeping; Examination of Records.

Section 1321.661 | Consumer Installment Loan Licensee Call Reports.

Section 1321.662 | Confidential Information.

Section 1321.663 | Consumer Installment Loan Act Investigations - Prohibited Acts.

Section 1321.664 | Compliance With Federal Laws and Regulations.

Section 1321.665 | Preservation of Consumer Installment Loan Books and Records Before Ceasing Business.

Section 1321.666 | Authority of Superintendent to Enforce Consumer Installment Loan Act.

Section 1321.667 | Reimbursement of Licensee for Costs Associated With Providing Consumer Installment Loan Records.

Section 1321.67 | Closing of Consumer Installment Loans; Duties of Licensee.

Section 1321.671 | Repayment of Consumer Installment Loan.

Section 1321.672 | Insurance Obtained on Behalf of Consumer Installment Loan Borrower.

Section 1321.673 | Evading Consumer Installment Loan Requirements.

Section 1321.674 | Forfeiting Consumer Installment Loan Interest for Interest Rate Violation.

Section 1321.68 | Consumer Installment Loan Maximum Interest Rate; Computation of Interest; Precomputed Loans; Permissible Charges; Insurance.

Section 1321.681 | Open-End Consumer Installment Loans.

Section 1321.69 | Consumer Installment Loan Licensee Prohibitions.

Section 1321.691 | Employee Remote Work.

Section 1321.70 | Enforcement Actions for Consumer Installment Loan Act Violations.

Section 1321.701 | Action by Attorney General, County Prosecutor to Enforce the Consumer Installment Loan Act.

Section 1321.702 | Rules Relating to the Consumer Installment Loan Act.

Section 1321.71 | Insurance Premium Finance Company Law Definitions.

Section 1321.72 | Application of Insurance Premium Finance Company Law.

Section 1321.73 | Insurance Premium Finance Company License Requirement; Annual Fee; Assets.

Section 1321.74 | Insurance Premium Finance Company License Application, Fee, Approval; Additional Licenses; Change of Place of Business.

Section 1321.75 | Enforcement Actions Regarding Insurance Premium Finance Company License.

Section 1321.76 | Insurance Premium Finance Company Licensee Recordkeeping; Division Powers.

Section 1321.77 | Insurance Premium Finance Company Rules.

Section 1321.78 | Premium Finance Agreement; Notice to Insurer.

Section 1321.79 | Insurance Premium Finance Company Finance Charge Limits.

Section 1321.791 | Insurance Premium Finance Company Alternative Finance Charges.

Section 1321.80 | Delinquency, Cancellation, and Check Collection Charges.

Section 1321.81 | Cancellation of Insurance Contract Listed in Premium Finance Agreement.

Section 1321.82 | Return to Insurance Premium Finance Company of Gross Unearned Premium Upon Cancellation of Insurance Contract.

Section 1321.83 | Secured Transactions Filing Provisions Not Applicable to Insurance Premium Finance Agreements.

Section 1321.84 | Effect of Child Support Default on License, Certificate, or Permit.

Section 1321.99 | Penalty.