North Carolina General Statutes
Article 70 - Collection Agencies.
§ 58-70-105 - Unreasonable publication.

58-70-105. Unreasonable publication.
No collection agency shall unreasonably publicize information regarding a consumer's debt. Such unreasonable publication includes, but is not limited to, the following:
(1) Any communication with any person other than the debtor or his attorney, except:
a. With the permission of the debtor or his attorney;
b. To persons employed by the collection agency, to a credit reporting agency, to a person or business employed to collect the debt on behalf of the creditor, or to a person who makes a legitimate request for the information;
c. To the spouse (or one who stands in place of the spouse) of the debtor, or to the parent or guardian of the debtor if the debtor is a minor;
d. For the sole purpose of locating the debtor, if no indication of indebtedness is made;
e. Through legal process.
(2) Using any form of communication which ordinarily would be seen or heard by any person other than the consumer that displays or conveys any information about the alleged debt other than the name, address and phone number of the collection agency except as otherwise provided in this Part.
(3) Disclosing any information relating to a consumer's debt by publishing or posting any list of consumers, except for credit reporting purposes. (1979, c. 835.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 70 - Collection Agencies.

§ 58-70-1 - Permit from Commissioner of Insurance; penalty for violation; exception.

§ 58-70-5 - Application to Commissioner for permit.

§ 58-70-6 - Definitions.

§ 58-70-10 - Application to Commissioner for permit renewal.

§ 58-70-15 - Definition of collection agency and collection agency business.

§ 58-70-20 - Bond requirement.

§ 58-70-25 - Record of business in State.

§ 58-70-30 - Hearing granted applicant if application denied; appeal.

§ 58-70-35 - Application fee; issuance of permit; contents and duration.

§ 58-70-40 - Restraining orders; criminal convictions; permit revocations; other permit requirements.

§ 58-70-45 - Disposition of permit fees.

§ 58-70-50 - All collection agencies to identify themselves in correspondence.

§ 58-70-55 - Office hours.

§ 58-70-60 - Statements to be furnished each collection creditor.

§ 58-70-65 - Remittance trust account.

§ 58-70-70 - Receipt requirement.

§ 58-70-75 - Creditor may request return of accounts.

§ 58-70-80 - Return of accounts and all valuable papers upon termination of permit.

§ 58-70-85 - Application of funds where there is a debtor-creditor relationship.

§ 58-70-90 - Definitions.

§ 58-70-95 - Threats and coercion.

§ 58-70-100 - Harassment.

§ 58-70-105 - Unreasonable publication.

§ 58-70-110 - Deceptive representation.

§ 58-70-115 - Unfair practices.

§ 58-70-120 - Unauthorized practice of law; court appearances.

§ 58-70-125 - Shared office space.

§ 58-70-130 - Civil liability.

§ 58-70-145 - Complaint of a collection agency plaintiff must contain certain allegations.

§ 58-70-150 - Complaint of a debt buyer plaintiff must be accompanied by certain materials.

§ 58-70-155 - Prerequisites to entering a default or summary judgment against a debtor under this Part.