North Carolina General Statutes
Article 58 - Life Insurance and Viatical Settlements.
§ 58-58-295 - Unfair trade practices.

58-58-295. Unfair trade practices.
A violation of this Part is an unfair trade practice under Article 63 of this Chapter. (2001-436, s. 3.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 58 - Life Insurance and Viatical Settlements.

§ 58-58-1 - Definitions; requisites of contract.

§ 58-58-5 - Industrial life insurance defined.

§ 58-58-10 - Credit life insurance defined.

§ 58-58-15 - Any type of survivorship fund in life insurance contract prohibited.

§ 58-58-20 - Tie-in sales with life insurance prohibited.

§ 58-58-22 - Individual policy standard provisions.

§ 58-58-23 - Standard provisions for annuity and pure endowment contracts.

§ 58-58-25 - Policies to be issued to any person possessing the sickle cell trait or hemoglobin C trait.

§ 58-58-30 - Soliciting agent represents the company.

§ 58-58-35 - Discrimination between insurants forbidden.

§ 58-58-40 - Misrepresentations of policy forbidden.

§ 58-58-45 - Financial Provisions.

§ 58-58-50 - Standard Valuation Law.

§ 58-58-51 - NAIC valuation manual operative date.

§ 58-58-55 - Standard nonforfeiture provisions.

§ 58-58-61 - Standard nonforfeiture law for individual deferred annuities.

§ 58-58-65 - Reinsurance of companies regulated.

§ 58-58-70 - Insurable interest as between stockholders, partners, etc.

§ 58-58-75 - Insurable interest in life and physical ability of employee or agent.

§ 58-58-80 - Insurable interest in life and physical ability of partner.

§ 58-58-85 - Insurable interest in life of person covered by pension plan.

§ 58-58-86 - Insurable interest of charitable organizations.

§ 58-58-90 - Construction.

§ 58-58-95 - Rights of beneficiaries.

§ 58-58-97 - Provision of life insurance information upon notification of insured's death.

§ 58-58-100 - Minors may enter into insurance or annuity contracts and have full rights, powers and privileges thereunder.

§ 58-58-105 - Renunciation.

§ 58-58-110 - Interest payments on death benefits.

§ 58-58-115 - Creditors deprived of benefits of life insurance policies except in cases of fraud.

§ 58-58-120 - Notice of nonpayment of premium required before forfeiture.

§ 58-58-125 - Minimum premium rates for assessment life insurance companies.

§ 58-58-130 - Distribution of surplus in mutual companies.

§ 58-58-135 - "Group life insurance" defined.

§ 58-58-140 - Group life insurance standard provisions.

§ 58-58-141 - Portability of group life insurance.

§ 58-58-145 - Group annuity contracts defined; requirements; issuance of individual certificates.

§ 58-58-146 - Application for annuities required.

§ 58-58-147 - Surrender fees on death benefits.

§ 58-58-150 - Employee life insurance defined.

§ 58-58-155 - Assignment of interest in group policies and annuity contracts.

§ 58-58-160 - Voting power under policies of group life insurance.

§ 58-58-165 - Exemption from execution.

§ 58-58-170 - Contestability after reinstatement.

§ 58-58-200 - Short title.

§ 58-58-205 - Definitions.

§ 58-58-210 - License requirements.

§ 58-58-215 - License revocation and denial.

§ 58-58-220 - Approval of viatical settlement contracts and disclosure statements.

§ 58-58-225 - Reporting requirements and privacy.

§ 58-58-230 - Examinations.

§ 58-58-235 - Record retention requirements.

§ 58-58-240 - Investigative authority of the Commissioner.

§ 58-58-245 - Disclosure.

§ 58-58-250 - General rules.

§ 58-58-255 - Prohibited practices.

§ 58-58-260 - Advertising for viatical settlements.

§ 58-58-265 - Fraudulent viatical settlement acts, interference, and participation of convicted felons prohibited.

§ 58-58-267 - Fraud warning required.

§ 58-58-268 - Viatical settlement antifraud initiatives.

§ 58-58-270 - Report to Commissioner.

§ 58-58-275 - Reporting and investigation of suspected viatical settlement fraudulent acts; immunity from liability.

§ 58-58-280 - Confidentiality.

§ 58-58-285 - Other law enforcement or regulatory authority.

§ 58-58-290 - Injunctions; civil remedies; cease and desist orders.

§ 58-58-295 - Unfair trade practices.

§ 58-58-300 - Authority to adopt rules.

§ 58-58-305 - Jurisdictional limitations.

§ 58-58-310 - Effective date.

§ 58-58-320 - Purpose.

§ 58-58-325 - Scope.

§ 58-58-330 - Exemptions.

§ 58-58-335 - Definitions.

§ 58-58-340 - Practices declared false, misleading, deceptive, or unfair on a military installation.

§ 58-58-345 - Practices declared false, misleading, deceptive, or unfair regardless of location.

§ 58-58-350 - Procedures and sanctions.

§ 58-58-360 - Purpose [Short title].

§ 58-58-370 - No preemption of Unclaimed Property Act.

§ 58-58-380 - Definitions.

§ 58-58-390 - Requirements for insurers.

§ 58-58-400 - Noncompliance may constitute unfair claims settlement practice.