58-58-25. Policies to be issued to any person possessing the sickle cell trait or hemoglobin C trait.
No insurance company licensed in this State pursuant to the provisions of Articles 1 through 64 of this Chapter shall refuse to issue or deliver any policy of life insurance authorized thereunder solely by reason of the fact that the person to be insured possesses sickle cell trait or hemoglobin C trait; nor shall any such policy issued and delivered in this State carry a higher premium rate or charge by reason of the fact that the person to be insured possesses said traits. The term "sickle cell trait" is defined as the condition wherein the major natural hemoglobin components present in the blood of the individual are hemoglobin A (normal) and hemoglobin S (sickle hemoglobin) as defined by standard chemical and physical analytic techniques, including electrophoresis, and the proportion of hemoglobin A is greater than the proportion of hemoglobin S or one natural parent of the individual is shown to have only normal hemoglobin components (hemoglobin A, hemoglobin A2, hemoglobin F) in the normal proportions by standard chemical and physical analytic tests. The term "hemoglobin C trait" is defined as the condition wherein the major natural hemoglobin components present in the blood of the individual are hemoglobin A (normal) and hemoglobin C as defined by standard chemical and physical analytic techniques, including electrophoresis, and the proportion of hemoglobin A is greater than the proportion of hemoglobin C or one natural parent of the individual is shown to have only normal hemoglobin components (hemoglobin A, hemoglobin A2, hemoglobin F) in the normal proportions by standard chemical and physical analytic tests. (1975, c. 600, s. 1.)
Structure North Carolina General Statutes
North Carolina General Statutes
Article 58 - Life Insurance and Viatical Settlements.
§ 58-58-1 - Definitions; requisites of contract.
§ 58-58-5 - Industrial life insurance defined.
§ 58-58-10 - Credit life insurance defined.
§ 58-58-15 - Any type of survivorship fund in life insurance contract prohibited.
§ 58-58-20 - Tie-in sales with life insurance prohibited.
§ 58-58-22 - Individual policy standard provisions.
§ 58-58-23 - Standard provisions for annuity and pure endowment contracts.
§ 58-58-30 - Soliciting agent represents the company.
§ 58-58-35 - Discrimination between insurants forbidden.
§ 58-58-40 - Misrepresentations of policy forbidden.
§ 58-58-45 - Financial Provisions.
§ 58-58-50 - Standard Valuation Law.
§ 58-58-51 - NAIC valuation manual operative date.
§ 58-58-55 - Standard nonforfeiture provisions.
§ 58-58-61 - Standard nonforfeiture law for individual deferred annuities.
§ 58-58-65 - Reinsurance of companies regulated.
§ 58-58-70 - Insurable interest as between stockholders, partners, etc.
§ 58-58-75 - Insurable interest in life and physical ability of employee or agent.
§ 58-58-80 - Insurable interest in life and physical ability of partner.
§ 58-58-85 - Insurable interest in life of person covered by pension plan.
§ 58-58-86 - Insurable interest of charitable organizations.
§ 58-58-95 - Rights of beneficiaries.
§ 58-58-97 - Provision of life insurance information upon notification of insured's death.
§ 58-58-110 - Interest payments on death benefits.
§ 58-58-115 - Creditors deprived of benefits of life insurance policies except in cases of fraud.
§ 58-58-120 - Notice of nonpayment of premium required before forfeiture.
§ 58-58-125 - Minimum premium rates for assessment life insurance companies.
§ 58-58-130 - Distribution of surplus in mutual companies.
§ 58-58-135 - "Group life insurance" defined.
§ 58-58-140 - Group life insurance standard provisions.
§ 58-58-141 - Portability of group life insurance.
§ 58-58-145 - Group annuity contracts defined; requirements; issuance of individual certificates.
§ 58-58-146 - Application for annuities required.
§ 58-58-147 - Surrender fees on death benefits.
§ 58-58-150 - Employee life insurance defined.
§ 58-58-155 - Assignment of interest in group policies and annuity contracts.
§ 58-58-160 - Voting power under policies of group life insurance.
§ 58-58-165 - Exemption from execution.
§ 58-58-170 - Contestability after reinstatement.
§ 58-58-210 - License requirements.
§ 58-58-215 - License revocation and denial.
§ 58-58-220 - Approval of viatical settlement contracts and disclosure statements.
§ 58-58-225 - Reporting requirements and privacy.
§ 58-58-235 - Record retention requirements.
§ 58-58-240 - Investigative authority of the Commissioner.
§ 58-58-255 - Prohibited practices.
§ 58-58-260 - Advertising for viatical settlements.
§ 58-58-267 - Fraud warning required.
§ 58-58-268 - Viatical settlement antifraud initiatives.
§ 58-58-270 - Report to Commissioner.
§ 58-58-280 - Confidentiality.
§ 58-58-285 - Other law enforcement or regulatory authority.
§ 58-58-290 - Injunctions; civil remedies; cease and desist orders.
§ 58-58-295 - Unfair trade practices.
§ 58-58-300 - Authority to adopt rules.
§ 58-58-305 - Jurisdictional limitations.
§ 58-58-340 - Practices declared false, misleading, deceptive, or unfair on a military installation.
§ 58-58-345 - Practices declared false, misleading, deceptive, or unfair regardless of location.
§ 58-58-350 - Procedures and sanctions.
§ 58-58-360 - Purpose [Short title].
§ 58-58-370 - No preemption of Unclaimed Property Act.
§ 58-58-390 - Requirements for insurers.
§ 58-58-400 - Noncompliance may constitute unfair claims settlement practice.