North Carolina General Statutes
Article 39 - Consumer and Customer Information Privacy.
§ 58-39-76 - Limits on sharing account number information for marketing purposes.

58-39-76. Limits on sharing account number information for marketing purposes.
(a) General Prohibition on Disclosure of Account Numbers. - An insurance institution, insurance agent, or insurance-support organization shall not disclose, other than to a consumer reporting agency, an account number or similar form of access number or access code for a credit card account, deposit account, or transaction account of a consumer to any nonaffiliated third party for use in telemarketing, direct mail marketing, or other marketing through electronic mail to the consumer.
(b) Definitions. - As used in this section:
(1) "Account number" means an account number, or similar form of access number or access code, but does not include a number or code in an encrypted form, as long as the insurance institution, insurance agent, or insurance-support organization does not provide the recipient with a means to decode the number or code.
(2) "Transaction account" means an account other than a deposit account or credit card account. A transaction account does not include an account to which third parties cannot initiate charges.
(c) Exceptions. - Subsection (a) of this section does not apply if an insurance institution, insurance agent, or insurance-support organization discloses an account number or similar form of access number or access code:
(1) To the insurance institution's, insurance agent's, or insurance-support organization's agent or service provider solely in order to perform marketing for the insurance institution's, insurance agent's, or insurance-support organization's own products or services, as long as the agent or service provider is not authorized to directly initiate charges to the account; or
(2) To a participant in a private label credit card program or an affinity or similar program where the participants in the program are identified to the customer when the customer enters into the program. (2001-351, s. 9; 2003-262, s. 2(1).)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 39 - Consumer and Customer Information Privacy.

§ 58-39-1 - Short titles.

§ 58-39-5 - Purpose.

§ 58-39-10 - Scope.

§ 58-39-15 - Definitions.

§ 58-39-20 - Pretext interviews.

§ 58-39-25 - Notice of insurance information practices.

§ 58-39-26 - Federal privacy disclosure notice requirements.

§ 58-39-27 - Privacy notice and disclosure requirement exceptions.

§ 58-39-28 - Exception for title and mortgage guaranty insurance.

§ 58-39-30 - Marketing and research surveys.

§ 58-39-35 - Content of disclosure authorization forms.

§ 58-39-40 - Investigative consumer reports.

§ 58-39-45 - Access to recorded personal information.

§ 58-39-50 - Correction, amendment, or deletion of recorded personal information.

§ 58-39-55 - Reasons for adverse underwriting decisions.

§ 58-39-60 - Information concerning previous adverse underwriting decisions.

§ 58-39-65 - Previous adverse underwriting decisions.

§ 58-39-70 - Recodified as G.S58-39-125 by Session Laws 2003-262, s2(3), effective June 26, 2003.

§ 58-39-75 - Disclosure limitations and conditions.

§ 58-39-76 - Limits on sharing account number information for marketing purposes.

§ 58-39-80 - Hearings and procedures.

§ 58-39-85 - Service of process; insurance-support organizations.

§ 58-39-90 - Cease and desist orders.

§ 58-39-95 - Penalties.

§ 58-39-100 - Appeal of right.

§ 58-39-105 - Individual remedies.

§ 58-39-110 - Immunity.

§ 58-39-115 - Obtaining information under false pretenses.

§ 58-39-120 - Rights.

§ 58-39-125 - Powers of the Commissioner.

§ 58-39-130 - Purpose.

§ 58-39-135 - Scope.

§ 58-39-140 - Definitions.

§ 58-39-145 - Information security program.

§ 58-39-150 - Objectives of information security program.

§ 58-39-155 - Rules.

§ 58-39-160 - Violation.

§ 58-39-165 - Effective date.