North Carolina General Statutes
Article 39 - Consumer and Customer Information Privacy.
§ 58-39-105 - Individual remedies.

58-39-105. Individual remedies.
(a) If any insurance institution, agent, or insurance-support organization fails to comply with G.S. 58-39-45, 58-39-50, or 58-39-55 with respect to the rights granted under those sections, any person whose rights are violated may apply to the superior court in the county in which such person resides for appropriate equitable relief.
(b) An insurance institution, agent, or insurance-support organization that discloses information in violation of G.S. 58-39-75 shall be liable for damages sustained by the individual to whom the information relates. No individual, however, shall be entitled to a monetary award that exceeds the actual damages sustained by the individual as a result of a violation of G.S. 58-39-75.
(c) In any action brought pursuant to this section, the court may award the cost of the action and reasonable attorney's fees to the prevailing party.
(d) An action under this section must be brought within two years from the date the alleged violation is or should have been discovered.
(e) Except as specifically provided in this section, there shall be no remedy or recovery available to individuals for any occurrence that constitutes a violation of any provision of this Article. (1981, c. 846, s. 1; 2003-262, s. 2(2).)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 39 - Consumer and Customer Information Privacy.

§ 58-39-1 - Short titles.

§ 58-39-5 - Purpose.

§ 58-39-10 - Scope.

§ 58-39-15 - Definitions.

§ 58-39-20 - Pretext interviews.

§ 58-39-25 - Notice of insurance information practices.

§ 58-39-26 - Federal privacy disclosure notice requirements.

§ 58-39-27 - Privacy notice and disclosure requirement exceptions.

§ 58-39-28 - Exception for title and mortgage guaranty insurance.

§ 58-39-30 - Marketing and research surveys.

§ 58-39-35 - Content of disclosure authorization forms.

§ 58-39-40 - Investigative consumer reports.

§ 58-39-45 - Access to recorded personal information.

§ 58-39-50 - Correction, amendment, or deletion of recorded personal information.

§ 58-39-55 - Reasons for adverse underwriting decisions.

§ 58-39-60 - Information concerning previous adverse underwriting decisions.

§ 58-39-65 - Previous adverse underwriting decisions.

§ 58-39-70 - Recodified as G.S58-39-125 by Session Laws 2003-262, s2(3), effective June 26, 2003.

§ 58-39-75 - Disclosure limitations and conditions.

§ 58-39-76 - Limits on sharing account number information for marketing purposes.

§ 58-39-80 - Hearings and procedures.

§ 58-39-85 - Service of process; insurance-support organizations.

§ 58-39-90 - Cease and desist orders.

§ 58-39-95 - Penalties.

§ 58-39-100 - Appeal of right.

§ 58-39-105 - Individual remedies.

§ 58-39-110 - Immunity.

§ 58-39-115 - Obtaining information under false pretenses.

§ 58-39-120 - Rights.

§ 58-39-125 - Powers of the Commissioner.

§ 58-39-130 - Purpose.

§ 58-39-135 - Scope.

§ 58-39-140 - Definitions.

§ 58-39-145 - Information security program.

§ 58-39-150 - Objectives of information security program.

§ 58-39-155 - Rules.

§ 58-39-160 - Violation.

§ 58-39-165 - Effective date.