North Carolina General Statutes
Article 35 - Insurance Premium Financing.
§ 58-35-60 - Prohibited provisions in insurance premium finance agreements.

58-35-60. Prohibited provisions in insurance premium finance agreements.
No insurance premium finance agreement shall contain any provisions by which:
(1) In the absence of default of the insured, the insurance premium finance company holding the agreement may, arbitrarily and without reasonable cause, accelerate the maturity of any part or all of the amount owing thereunder;
(2) A power of attorney is given to confess judgment in this State; or
(3) The insured relieves the insurance agent or the insurance premium finance company holding the agreement from liability for any legal rights or remedies which the insured may otherwise have against him. (1963, c. 1118.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 35 - Insurance Premium Financing.

§ 58-35-1 - Definitions.

§ 58-35-5 - License required; fees.

§ 58-35-10 - Exceptions to license requirements.

§ 58-35-15 - Issuance or refusal of license; bond; duration of license; renewal; one office per license; display of license; notice of change of location.

§ 58-35-20 - Grounds for refusal, suspension or revocation of licenses; surrender of licenses; reinstatement.

§ 58-35-22 - Notification of criminal or administrative actions.

§ 58-35-25 - Investigations; hearings.

§ 58-35-30 - Licensee's books and records; reports; refusing to exhibit records; making false statements.

§ 58-35-35 - Excessive insurance premium finance charges; penalty.

§ 58-35-40 - Rebates and inducements prohibited; assignment of insurance premium finance agreements.

§ 58-35-45 - Filing and approval of forms and service charges.

§ 58-35-50 - Form, contents and execution of insurance premium finance agreements.

§ 58-35-55 - Limitations on service charges; computation; minimum charges.

§ 58-35-60 - Prohibited provisions in insurance premium finance agreements.

§ 58-35-65 - Delivery of copy of insurance premium finance agreement to insured.

§ 58-35-70 - Payments by insured without notice of assignment of agreement.

§ 58-35-75 - Statement of account; release on payment in full.

§ 58-35-80 - Credit upon anticipation of payments.

§ 58-35-85 - Procedure for cancellation of insurance contract upon default; return of unearned premiums; collection of cash surrender value.

§ 58-35-90 - Violations; penalties.

§ 58-35-95 - Disposition of fees.

§ 58-35-100 - Fees are nonrefundable.