North Carolina General Statutes
Article 35 - Insurance Premium Financing.
§ 58-35-45 - Filing and approval of forms and service charges.

58-35-45. Filing and approval of forms and service charges.
(a) No insurance premium finance agreement form or related form shall be used in this State unless it has been filed with and written approval given by the Commissioner.
(b) In addition each insurance premium finance company shall file with the Commissioner the service charge rate plan to be used in insurance premium financing including all modifications of service charges to be paid by the insured or others under the insurance premium finance agreement. Such filings shall not be used in this State until written approval has been given by the Commissioner. (1963, c. 1118.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 58 - Insurance

Article 35 - Insurance Premium Financing.

§ 58-35-1 - Definitions.

§ 58-35-5 - License required; fees.

§ 58-35-10 - Exceptions to license requirements.

§ 58-35-15 - Issuance or refusal of license; bond; duration of license; renewal; one office per license; display of license; notice of change of location.

§ 58-35-20 - Grounds for refusal, suspension or revocation of licenses; surrender of licenses; reinstatement.

§ 58-35-22 - Notification of criminal or administrative actions.

§ 58-35-25 - Investigations; hearings.

§ 58-35-30 - Licensee's books and records; reports; refusing to exhibit records; making false statements.

§ 58-35-35 - Excessive insurance premium finance charges; penalty.

§ 58-35-40 - Rebates and inducements prohibited; assignment of insurance premium finance agreements.

§ 58-35-45 - Filing and approval of forms and service charges.

§ 58-35-50 - Form, contents and execution of insurance premium finance agreements.

§ 58-35-55 - Limitations on service charges; computation; minimum charges.

§ 58-35-60 - Prohibited provisions in insurance premium finance agreements.

§ 58-35-65 - Delivery of copy of insurance premium finance agreement to insured.

§ 58-35-70 - Payments by insured without notice of assignment of agreement.

§ 58-35-75 - Statement of account; release on payment in full.

§ 58-35-80 - Credit upon anticipation of payments.

§ 58-35-85 - Procedure for cancellation of insurance contract upon default; return of unearned premiums; collection of cash surrender value.

§ 58-35-90 - Violations; penalties.

§ 58-35-95 - Disposition of fees.

§ 58-35-100 - Fees are nonrefundable.