North Carolina General Statutes
Article 4 - Bank Deposits and Collections.
§ 25-4-111 - Statute of limitations.

North Carolina General Statutes

Chapter 25 - Uniform Commercial Code

Article 4 - Bank Deposits and Collections.

§ 25-4-101 - Short title.

§ 25-4-102 - Applicability.

§ 25-4-103 - Variation by agreement; measure of damages; action constituting ordinary care.

§ 25-4-104 - Definitions and index of definitions.

§ 25-4-105 - "Bank"; "depositary bank"; "intermediary bank"; "collecting bank"; "payor bank"; "presenting bank".

§ 25-4-105.1 - Payable through or payable at bank; collecting bank.

§ 25-4-106 - Separate office of a bank.

§ 25-4-107 - Time of receipt of items.

§ 25-4-108 - Delays.

§ 25-4-110 - Electronic presentment.

§ 25-4-111 - Statute of limitations.

§ 25-4-201 - Status of collecting bank as agent and provisional status of credits; applicability of Article; item indorsed "pay any bank".

§ 25-4-202 - Responsibility for collection or return; when action timely.

§ 25-4-203 - Effect of instructions.

§ 25-4-204 - Methods of sending and presenting; sending directly to payor.

§ 25-4-205 - Depositary bank holder of unindorsed item.

§ 25-4-206 - Transfer between banks.

§ 25-4-207 - Transfer warranties.

§ 25-4-207.1 - Presentment warranties.

§ 25-4-207.2 - Encoding and retention warranties.

§ 25-4-208 - Security interest of collecting bank in items, accompanying documents and proceeds.

§ 25-4-209 - When bank gives value for purposes of holder in due course.

§ 25-4-210 - Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser.

§ 25-4-211 - Medium and time of settlement by bank.

§ 25-4-212 - Right of charge-back or refund; liability of collecting bank; return of item.

§ 25-4-213 - Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.

§ 25-4-214 - Insolvency and preference.

§ 25-4-301 - Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.

§ 25-4-302 - Payor bank's responsibility for late return of item.

§ 25-4-303 - When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified.

§ 25-4-401 - When bank may charge customer's account.

§ 25-4-402 - Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account.

§ 25-4-403 - Customer's right to stop payment; burden of proof of loss.

§ 25-4-404 - Bank not obligated to pay check more than six months old.

§ 25-4-405 - Death or incompetence of customer.

§ 25-4-406 - Customer's duty to discover and report unauthorized signature or alteration.

§ 25-4-407 - Payor bank's right to subrogation on improper payment.

§ 25-4-501 - Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.

§ 25-4-502 - Presentment of "on arrival" drafts.

§ 25-4-503 - Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.

§ 25-4-504 - Privilege of presenting bank to deal with goods; security interest for expenses.