North Carolina General Statutes
Article 1 - General Provisions.
§ 24-4 - Obligations due guardians to bear compound interest; rate of interest.

24-4. Obligations due guardians to bear compound interest; rate of interest.
Guardians shall have power to lend any portion of the estate of their wards upon bond with sufficient security, to be repaid with interest annually, and all the bonds, notes or other obligations which he shall take as guardian shall bear compound interest, for which he must account, and he may assign the same to the ward on settlement with him. On loans made out of the estate of their wards, guardians may lend at any rate of interest not less than four percent per annum and not more than the maximum lawful rate. This section shall in no way limit or affect the powers of guardians to make other investments which are now or may hereafter be authorized or permitted by the laws, statutory or otherwise, of the State of North Carolina. (1762, c. 69, P.R.; 1816, c. 925, P.R.; R.C., c. 54, s. 23; 1868-9, c. 201, s. 29; Code, s. 1592; Rev., s. 1953; C.S., s. 2308; 1943, c. 728; 1969, c. 1303, s. 4.)

Structure North Carolina General Statutes

North Carolina General Statutes

Chapter 24 - Interest

Article 1 - General Provisions.

§ 24-1 - Legal rate is eight percent.

§ 24-1.1 - Contract rates and fees.

§ 24-1.1A - Contract rates on home loans secured by first mortgages or first deeds of trust.

§ 24-1.1D - Expired.

§ 24-1.1E - Restrictions and limitations on high-cost home loans.

§ 24-1.1F - Rate spread home loans.

§ 24-1.2A - Equity lines of credit.

§ 24-1.4 - Interest rates for savings and loan associations.

§ 24-2 - Penalty for usury; corporate bonds may be sold below par.

§ 24-2.1 - Transactions governed by Chapter.

§ 24-2.2 - Interest on extensions of credit by banks and savings and loan associations; exceptions.

§ 24-2.3 - State opt-out from federal preemption.

§ 24-2.4 - Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law.

§ 24-2.5 - Mortgage bankers and mortgage brokers.

§ 24-3 - Time from which interest runs.

§ 24-4 - Obligations due guardians to bear compound interest; rate of interest.

§ 24-5 - Interest on judgments.

§ 24-6 - Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account.

§ 24-7 - Interest from verdict to judgment added as costs.

§ 24-8 - Loans not in excess of $300,000; what interest, fees and charges permitted.

§ 24-9 - Loans exempt from rate and fee limitations.

§ 24-9.1 - Certain repayments to consumers by public utilities not subject to claim or defense of usury.

§ 24-9.3 - Economic development loans.

§ 24-10 - Maximum fees on loans secured by real property.

§ 24-10.1 - Late fees.

§ 24-10.2 - Consumer protections in certain home loans.

§ 24-11 - Certain revolving credit charges.

§ 24-11.1 - Disclosure requirements for credit cards.

§ 24-11.2 - Disclosure requirements for charge cards.