14-391. Usurious loans on household and kitchen furniture or assignment of wages.
Any person, firm or corporation who shall lend money in any manner whatsoever by note, chattel mortgage, conditional sale, or purported conditional sale or otherwise, upon any article of household or kitchen furniture, or any assignment of wages, earned or to be earned, and shall willfully:
(1) Take, receive, reserve or charge a greater rate of interest than permitted by law, either before or after the interest may accrue; or
(2) Refuse to give receipts for payments on interest or principal of such loan; or
(3) Fail or refuse to surrender the note and security when the same is paid off or a new note and mortgage is given in renewal, unless such new mortgage shall state the amount still due by the old note or mortgage and that the new one is given as additional security;
shall be guilty of a Class 1 misdemeanor and in addition thereto shall be subject to the provisions of G.S. 24-2. (1907, c. 110; C.S., s. 4509; 1927, c. 72; 1959, c. 195; 1977, c. 807; 1993, c. 539, s. 259; 1994, Ex. Sess., c. 24, s. 14(c).)
Structure North Carolina General Statutes
North Carolina General Statutes
Article 52 - Miscellaneous Police Regulations.
§ 14-381 - Desecration of State and United States flag.
§ 14-382 - Pollution of water on lands used for dairy purposes.
§ 14-383 - Cutting timber on town watershed without disposing of boughs and debris; misdemeanor.
§ 14-384 - Injuring notices and advertisements.
§ 14-385 - Defacing or destroying public notices and advertisements.
§ 14-391 - Usurious loans on household and kitchen furniture or assignment of wages.
§ 14-394 - Anonymous or threatening letters, mailing or transmitting.
§ 14-395 - Commercialization of American Legion emblem; wearing by nonmembers.
§ 14-395.1 - Sexual harassment.
§ 14-398 - Theft or destruction of property of public libraries, museums, etc.
§ 14-399.2 - Certain plastic yoke and ring type holding devices prohibited.
§ 14-400 - Tattooing; body piercing prohibited.
§ 14-401 - Putting poisonous foodstuffs, antifreeze, etc., in certain public places, prohibited.
§ 14-401.1 - Misdemeanor to tamper with examination questions.
§ 14-401.2 - Misdemeanor for detective to collect claims, accounts, etc.
§ 14-401.3 - Inscription on gravestone or monument charging commission of crime.
§ 14-401.6 - Unlawful to possess, etc., tear gas except for certain purposes.
§ 14-401.9 - Parking vehicle in private parking space without permission.
§ 14-401.11 - Distribution of certain food or beverage prohibited.
§ 14-401.12 - Soliciting charitable contributions by telephone.
§ 14-401.13 - Failure to give right to cancel in off-premises sales.
§ 14-401.14 - Ethnic intimidation; teaching any technique to be used for ethnic intimidation.
§ 14-401.15 - Telephone sales recovery services.
§ 14-401.16 - Contaminate food or drink to render one mentally incapacitated or physically helpless.
§ 14-401.17 - Unlawful removal or destruction of electronic dog collars.
§ 14-401.18 - Sale of certain packages of cigarettes prohibited.
§ 14-401.18A - Sale of certain e-liquid containers prohibited.
§ 14-401.19 - Filing false security agreements.
§ 14-401.20 - Defrauding drug and alcohol screening tests; penalty.
§ 14-401.21 - Practicing "rebirthing technique"; penalty.
§ 14-401.22 - Concealment of death; disturbing human remains; dismembering human remains.
§ 14-401.23 - Unlawful manufacture, sale, delivery, or possession of Salvia divinorum.
§ 14-401.24 - Unlawful possession and use of unmanned aircraft systems.
§ 14-401.25 - Unlawful distribution of images.
§ 14-401.26 - TNC driver failure to display license plate information.
§ 14-401.27 - Impersonation of a transportation network company driver.