130A-131.9F. Discrimination in financing.
(a) No bank or financial institution in the business of lending money for the purchase, sale, construction, rehabilitation, improvement, or refinancing of real property of the lending of money secured by an interest in real property may refuse to make such loans merely because of the presence of lead-based paint on the residential real property or in the residential housing unit provided that the owner is in compliance with the maintenance standard and has obtained a certificate of compliance under G.S. 130A-131.9E annually.
(b) Nothing in this section shall (i) require a financial institution to extend a loan or otherwise provide financial assistance if it is clearly evident that health-related issues, other than those related to lead-based paint, made occupancy of the housing accommodation an imminent threat to the health or safety of the occupant, or (ii) be construed to preclude a financial institution from considering the fair market value of the property which will secure the proposed loan.
(c) Failure to meet the maintenance standard shall not be deemed a default under existing mortgages. (1997-443, s. 15.30(b).)
Structure North Carolina General Statutes
North Carolina General Statutes
Article 5 - Maternal and Child Health and Women's Health.
§ 130A-124 - Department to establish maternal and child health program.
§ 130A-125 - Screening of newborns for metabolic and other hereditary and congenital disorders.
§ 130A-126 - Rule-making authority for birth - three-year-old early intervention program.
§ 130A-127 - Department to establish program.
§ 130A-128A - Recodified as GS130A-128.1 by Session Laws 2009-570, s43.1, effective August 28, 2009.
§ 130A-129 - Department to establish program.
§ 130A-130 - Duties of local health departments.
§ 130A-131 - Council on Sickle Cell Syndrome; appointment; expenses; terms.
§ 130A-131.1 - Council membership.
§ 130A-131.5 - Commission to adopt rules.
§ 130A-131.8 - Laboratory reports.
§ 130A-131.9 - Examination and testing.
§ 130A-131.9A - Investigation to identify lead poisoning hazards.
§ 130A-131.9C - Abatement and remediation.
§ 130A-131.9D - Effect of compliance with maintenance standard.
§ 130A-131.9E - Certificate of evidence of compliance.
§ 130A-131.9F - Discrimination in financing.
§ 130A-131.9G - Resident responsibilities.
§ 130A-131.9H - Application fees for certificates of compliance.
§ 130A-131.10 - Manner of disposition of remains of pregnancies.
§ 130A-131.15A - Department to establish program.
§ 130A-131.16 - Birth defects monitoring program established; definitions.
§ 130A-131.17 - Confidentiality of information; research.
§ 130A-131.25 - Office of Women's Health established.
§ 130A-131.30 - Healthy Out-of-School Program established.
§ 130A-131.32 - Program development.
§ 130A-131.33 - Certificate; program information.