New York Laws
Article 41 - Property/casualty Insurance Companies
4116 - Domestic Mutual Companies; Voting Rights of Members.

ยง 4116. Domestic mutual companies; voting rights of members. The
charter or by-laws of any domestic mutual property/casualty insurance
company may, with the approval of the superintendent pursuant to section
one thousand two hundred nine of this chapter, provide for the
distribution of voting power, at all meetings of the corporation, among
the members on the basis of the amount of insurance held, the number of
policies held, or the amount of premiums paid, by the member or on any
other basis which the superintendent finds to be fair and equitable; but
in any event every member whose insurance is in force at the time of the
election shall be entitled to at least one vote, and no member shall be
entitled to more than ten votes.