New York Laws
Article 41 - Property/casualty Insurance Companies
4115 - Certain Mutual Companies Existing Prior to January First, Nineteen Hundred Forty.

(b) Notwithstanding the provisions of sections one thousand two
hundred nine and one thousand two hundred eleven of this chapter and
section four thousand one hundred fourteen of this article, any such
domestic mutual insurance company of the kind specified in subsection
(a) hereof, may continue to issue both participating and
non-participating policies or contracts of insurance, in accordance with
its charter, and may continue to exercise its existing charter powers as
to the qualification of its members and trustees and as to the election
and powers of its board of trustees.