New York Laws
Article 10 - Savings and Loan Associations
407 - Exemptions.

ยง 407. Exemptions. Savings and loan associations shall be deemed
institutions for savings, and such associations and the property of such
associations shall be exempt from taxation under any law which shall
exempt savings banks or institutions for savings from taxation. The
shares held by members of any association and the dues and dividends
credited thereon shall be exempt from sale on execution and proceedings
supplementary thereto to the amount of six hundred dollars, and the
members of any such association shall not be individually liable for the
payment of its debts. The shares of savings and loan associations shall
not be subject to the stock transfer tax either when issued by the
association or when transferred from one member to another.

Structure New York Laws

New York Laws

BNK - Banking

Article 10 - Savings and Loan Associations

375 - Incorporation; Organization Certificate.

376 - Proposed By-Laws.

377 - When Corporate Existence Begins.

378 - Power to Issue Shares; Dues Thereon.

378-A - Time Deposits.

378-B - Club Accounts.

378-C - Excelsior Linked Deposit Program.

378-D - Preservation of Books and Records.

378-E - Water Pollution Control Linked Deposit Program.

379 - Power to Invest in Securities.

379-B - Service Corporation Owned by Associations; Authorized Activities of Such Corporation; Investment Therein.

380 - Power to Make Loans.

380-A - Power to Purchase Mortgage, Loan or Investment.

380-B - Power to Purchase Mortgages From Mortgage Holders.

380-C - Power to Participate in Certain Loans and Mortgage Investments.

380-E - Effect of Usury.

380-F - Power to Make Advances of Federal Funds.

380-G - Power to Engage in Line of Credit Financing of Residential Real Estate.

380-H - Trust Powers.

380-I - Personal Loan Departments.

380-J - Authorization to Acquire and Lease Personal Property.

380-K - Investment in Promissory Notes.

380-L - Excelsior Linked Deposit Program.

380-M - Water Pollution Control Linked Deposit Program.

381 - Power to Take and Hold Real Estate; Restrictions.

382 - Power to Borrow.

382-A - Power to Act as Trustee Under Self-Employed Retirement Trust and of Individual Retirement Account; Investment in Savings Account.

382-B - Power to Issue Certain Obligations.

383 - Other Powers.

383-A - Rental of Safe Deposit Boxes.

384 - Entries in Books; Restrictions; Amortization of Securities.

385 - Surplus Account.

386 - Profits; How and When to Be Computed.

387 - Credits to Surplus Account and Undivided Profits; Dividends to Shareholders.

388 - Fines and Penalties for Failure to Make Payments on Instalment Shares.

389 - Matured Shares; Conversion Into Shares of Another Class Upon Notice.

390 - Withdrawal of Unpledged Shares; Provisions for Dividends.

392 - Retirement of Shares; Suspension; Transfer.

393 - Repayment of Mortgage Loans; Application of Pledged Shares.

394 - Joint Shares; Shares of Minors; Shares in Trust.

395 - Alternative Provisions Relative to Payment of Interest to Shareholders.

396 - Change of Location; Change of Designation of Principal Office; Maintenance of Branch Office.

396-A - Electronic Facilities.

396-B - Acceptance of United States Currency.

397 - Number, Qualifications and Disqualifications of Directors; Oath; Quorum; Meeting of Directors.

397-A - Report to Directors.

398 - Filling of Vacancies in Board of Directors; Change in Number of Directors.

398-A - Forfeiture of Office of Director.

398-B - Duties of Directors and Officers.

398-C - Executive Committee and Other Committees.

399 - Restrictions on Directors and Officers.

399-A - Restrictions on Holding of Certain Offices by Executive Officers of Federal Savings Banks and Federal Savings Associations.

400 - Pensions; Insurance.

401 - Official Communications to Be Submitted to Directors and Noted in Minutes.

403 - Examination by Directors.

404 - Reports to the Superintendent; Penalty for Failure to Make.

404-A - Photographic Reproduction of Records.

405 - Annual Report to Shareholders; Delivery and Publication.

406 - Charters Conformed to This Article; Obligations and Rights Unimpaired; Saving Clause; Applicability to Stock-Form Savings and Loan Associations.

407 - Exemptions.

409 - Conversion of a State Savings and Loan Association Into a Federal Savings and Loan Association.

410 - Conversion of a Federal Savings and Loan Association Into a State Savings and Loan Association.

411 - Conversion of a Savings and Loan Association or Federal Savings and Loan Association Into a Savings Bank.

412 - Conversion of Federal Savings Institutions to State Charter.

413 - Reciprocal Interstate Acquisitions.