New York Laws
Article 10 - Savings and Loan Associations
396-A - Electronic Facilities.

§ 396-a. Electronic facilities. A savings and loan association may
conduct a banking business, at automated teller machines, point-of-sale
terminals, and similar facilities subject to regulations which may be
promulgated by the superintendent of financial services. Such facilities
shall not be deemed to be branches and shall not be subject to any of
the provisions of this chapter applicable to branches; provided however
that notwithstanding the foregoing, for purposes of paragraph (b) of
subdivision two of section three hundred ninety-six of this chapter,
such facilities shall be deemed to be branches, and such facilities
shall be subject to the terms and conditions of section three hundred
ninety-six, and for purposes of section twenty-eight-b of this chapter,
such facilities shall be deemed to be branches.

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