New York Laws
Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination
2610-A - Rental Vehicle Reimbursement Coverage.

(b) Whenever a motor vehicle collision or comprehensive loss shall
have been suffered by an insured, no insurer providing rental vehicle
reimbursement coverage shall require that the insured utilize a
particular rental vehicle company, rental vehicle company location or a
particular concern.
(c) In processing any such claim, the insurer shall disclose to the
insured that the insured has the right, as granted by this section, to
utilize any rental vehicle company, rental vehicle company location or a
particular concern.
(d) An insurer writing automobile insurance which includes rental
vehicle reimbursement coverage shall inform the consumer of his or her
right, as granted by this section, to choose a rental vehicle company to
utilize in the event that he or she utilizes such coverage. The insurer
shall provide the disclosure required under this section to any insured
on new and renewal policies. Such disclosure shall be provided in a
separate written document, which need not be provided in a separate
mailing as another document as long as it is provided on a separate
piece of paper, except that for new business it may be provided either
in writing or in the same medium as the application for insurance.