(b) The prohibition of subsection (a) hereof shall not preclude an
insurer from refusing to issue or renew or from cancelling a policy
based on sound underwriting and actuarial principles reasonably related
to actual or anticipated loss experience. The insurer shall notify the
insured or his physician of its specific reason or reasons for refusal
to issue or renew or for cancelling such policy.
(c) In this section, mental disability has the meaning defined in
subdivision three of section 1.03 of the mental hygiene law.
Structure New York Laws
Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination
2601 - Unfair Claim Settlement Practices; Penalties.
2602 - Rebates on Life Insurance; Witnesses' Immunity.
2603 - Issue or Circulation of False Literature.
2604 - False Statements as to Insurers.
2605 - Penalty for Violating Workers' Compensation Law.
2606 - Discrimination Because of Race, Color, Creed, National Origin, or Disability.
2607 - Discrimination Because of Sex or Marital Status.
2608 - Discrimination Because of Treatment for a Mental Disability.
2608-A - Discrimination in Enrollment Against Certain Children.
2609 - Discrimination in the Issuance of Performance or Surety Bonds.
2610 - Collision or Comprehensive Coverage on Motor Vehicles; Claims; Repairs.
2610-A - Rental Vehicle Reimbursement Coverage.
2611 - HIV Written Informed Consent.
2612 - Discrimination Based on Being a Victim of Domestic Violence.
2614 - Discrimination Because of Past Lawful Travel.
2615 - Genetic Testing Written Informed Consent.
2616 - Discrimination Because of Status as a Living Organ or Tissue Donor.
2617 - Unfair Discrimination for the Use of Prescriptions to Block the Effects of Opioids.