New York Laws
Article 6 - Dower and Curtesy
194 - Surplus Proceeds of Sale Under Purchase-Money Mortgages.

§ 194. Surplus proceeds of sale under purchase-money mortgages.
Where, in a case specified in the last section, the mortgagee, or a
person claiming under him, causes the land mortgaged to be sold, after
the death of the husband, either under a power of sale contained in the
mortgage, or by virtue of a judgment in an action to foreclose the
mortgage, and any surplus remains, after payment of the money due on the
mortgage and the costs and charges of the sale, the widow is
nevertheless entitled to the interest or income of one-third part of the
surplus for her life, as her dower.

Structure New York Laws