(b) The court may waive any civil fine for which a person who violates
the  provisions  of  the section would be liable if the court finds that
due to reasons of economic hardship such person was unable to purchase a
helmet.
  4. The failure of any person to comply with  the  provisions  of  this
section  shall  not  constitute contributory negligence or assumption of
risk, and shall not in any way bar, preclude or foreclose an action  for
personal injury or wrongful death by or on behalf of such person, nor in
any way diminish or reduce the damages recoverable in any such action.