A. Each individual or group policy or certificate of accident or health insurance that is delivered, issued for delivery or renewed in this state shall include provisions that require benefits paid on behalf of a child or other insured person under the policy or certificate to be paid to the human services department when:
(1) the human services department has paid or is paying benefits on behalf of the child or other insured person under the state's medicaid program pursuant to Title XIX of the federal Social Security Act, 42 U.S.C. 1396, et seq.;
(2) payment for the services in question has been made by the human services department to the medicaid provider; and
(3) the insurer is notified that the insured individual receives benefits under the medicaid program and that benefits must be paid directly to the human services department.
B. The notice required under Paragraph (3) of Subsection A of this section may be accomplished through an attachment to the claim by the human services department for insurance benefits when the claim is first submitted by the human services department to the insurer.
C. Notwithstanding any other provisions of law, checks in payment for claims pursuant to any individual or group policy or certificate of accident or health insurance for health care services provided to insured individuals who are also eligible for benefits under the medicaid program and provided by medical providers qualified to participate under the policy or certificate shall be made payable to the provider. The insurer may be notified that the insured individual is eligible for medicaid benefits through an attachment to the claim by the provider for insurance benefits when the claim is first submitted by the provider to the insurer.
D. No individual or group accident or health policy or certificate delivered, issued for delivery or renewed in this state on or after the effective date of this section shall contain any provision denying or limiting insurance benefits because services are rendered to an insured who is eligible for or who has received medical assistance under the medicaid program of this state.
E. To the extent that payment for covered expenses has been made pursuant to the state medicaid program for health care items or services furnished to an individual, in any case where an insurer has a legal liability to make payments, the state is considered to have acquired the rights of the individual to payment by the insurer for those health care items or services.
History: 1978 Comp., § 59A-18-31, enacted by Laws 1989, ch. 183, § 1; 1994, ch. 64, § 1.
Compiler's notes. — The phrase "effective date of this section", referred to in Subsection D, means June 16, 1989, the effective date of Laws 1989, ch. 183.
The 1994 amendment, effective July 1, 1994, added Subsection E.
Structure New Mexico Statutes
Article 18 - The Insurance Contract
Section 59A-18-1 - Scope of article.
Section 59A-18-2 - "Policy" defined.
Section 59A-18-3 - "Premium" defined.
Section 59A-18-3.1 - Closed block of business.
Section 59A-18-3.2 - "Block of business" defined.
Section 59A-18-4 - Insurable interest; personal insurance.
Section 59A-18-6 - Insurable interest, property.
Section 59A-18-7 - Power to contract for insurance; purchase of insurance or annuity by minor.
Section 59A-18-8 - Consent of insured; life, health insurance.
Section 59A-18-9 - Alteration of application; life, health insurance.
Section 59A-18-10 - Application as evidence.
Section 59A-18-11 - Representation in application.
Section 59A-18-12 - Filing of forms and classifications; review of effect upon insured.
Section 59A-18-13 - Approval or disapproval of health insurance forms.
Section 59A-18-13.1 - Adjusted community rating.
Section 59A-18-13.2 - Health insurance; health care plan rates filing requirements.
Section 59A-18-13.3 - Health insurance filings; grounds and procedure for approval or disapproval.
Section 59A-18-13.4 - Repealed.
Section 59A-18-13.6 - Pooling of closed blocks of business.
Section 59A-18-14 - Grounds, procedure for disapproval.
Section 59A-18-16.1 - Group coverage discontinuance and replacement.
Section 59A-18-17 - Standard provisions, in general.
Section 59A-18-18 - Charter, bylaw provisions.
Section 59A-18-19 - Execution of policies.
Section 59A-18-20 - Underwriters' and combination policies.
Section 59A-18-21 - Validity, construction of noncomplying forms.
Section 59A-18-23 - Delivery of policy, motor vehicle vendors, mortgagees, pledgees.
Section 59A-18-24 - Insurance producers; whom they represent.
Section 59A-18-25 - Allowance for inflation.
Section 59A-18-26 - Payment discharges insurer.
Section 59A-18-27 - Forms of proof of loss to be furnished.
Section 59A-18-27.1 - Universal claim forms.
Section 59A-18-28 - Notice; waiver.
Section 59A-18-29 - Cancellation of certain policies.
Section 59A-18-30 - Disclosure of premium and claim data.
Section 59A-18-32 - Certificates of property or casualty insurance.