Nevada Revised Statutes
Chapter 97 - Retail Installment Sales of Goods and Services
NRS 97.205 - Contracts negotiated and entered into by mail or telephone based on seller’s catalog or printed solicitation; preparation and delivery of memorandum.


1. Retail installment contracts negotiated and entered into by mail or telephone without solicitation in the personal presence of the buyer and based upon a catalog of the seller, or other printed solicitation of business may be made as provided in this section. Such contracts when completed by the buyer need not contain the items required by NRS 97.185.
2. If such catalog or other printed solicitation clearly sets forth the cash sale prices and other terms of sales to be made through such medium, when the contract is received from the retail buyer, the seller shall prepare a written memorandum containing all of the information required by NRS 97.185 to be included in a retail installment contract. The seller shall deliver to the buyer a copy of such memorandum prior to the due date of the first installment payable under the contract.
3. If the catalog or other printed solicitation does not set forth all of the other terms of sales in addition to the cash sale prices, such memorandum shall be delivered to the buyer prior to or at the time of delivery of the goods or services.
(Added to NRS by 1965, 660)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 97 - Retail Installment Sales of Goods and Services

NRS 97.015 - Definitions.

NRS 97.017 - "Amount financed" defined.

NRS 97.025 - "Cash sale price" defined.

NRS 97.026 - "Credit" defined.

NRS 97.031 - "Finance charge" defined.

NRS 97.035 - "Goods" defined.

NRS 97.055 - "Official fees" defined.

NRS 97.075 - "Rate" defined.

NRS 97.085 - "Retail buyer" and "buyer" defined.

NRS 97.095 - "Retail charge agreement" defined.

NRS 97.105 - "Retail installment contract" and "contract" defined.

NRS 97.115 - "Retail installment transaction" defined.

NRS 97.125 - "Retail seller" and "seller" defined.

NRS 97.135 - "Services" defined.

NRS 97.145 - "Total of payments" defined.

NRS 97.165 - Contract contained in single document; date, signatures and size of type; fee for cancellation.

NRS 97.175 - Seller to provide certain creditor disclosures to buyer.

NRS 97.185 - Contents of contract.

NRS 97.195 - Amount of finance charge and any other fee, expense or charge.

NRS 97.205 - Contracts negotiated and entered into by mail or telephone based on seller’s catalog or printed solicitation; preparation and delivery of memorandum.

NRS 97.215 - Blank spaces in contracts.

NRS 97.225 - Prepayment of unpaid total of payments; refund.

NRS 97.235 - Consolidated contracts; memoranda.

NRS 97.245 - Retail charge agreements: Finance charge; contents of monthly statements; notice of change in terms.

NRS 97.253 - Rights of retail seller; action to determine liability for unauthorized negotiable instrument used to make payment.

NRS 97.265 - Insurance.

NRS 97.275 - Invalidity of provisions of contract or agreement; waiver of provisions of chapter ineffective.

NRS 97.285 - Provisions of chapter governing retail installment transactions exclusive.

NRS 97.297 - "Vehicle" defined.

NRS 97.299 - Forms for contracts and applications for credit: Adoption of regulations prescribing forms; contents; acceptance; translation into Spanish; amendment of forms.

NRS 97.301 - Forms for contracts and application for credit: When use is mandatory.

NRS 97.304 - Enforceability of default on part of buyer.

NRS 97.305 - Violation bar to recovery.

NRS 97.315 - Injunction to prevent violation.

NRS 97.325 - Assurance of discontinuance.

NRS 97.335 - Civil penalties.