"Finance charge" means the cost of credit indicated in a dollar amount. The term includes any charge payable directly or indirectly by the buyer and imposed directly or indirectly by the seller as an incident to or a condition of the extension of credit. The term does not include any charge of a type payable in a comparable cash transaction.
(Added to NRS by 1995, 1801)
Structure Nevada Revised Statutes
Chapter 97 - Retail Installment Sales of Goods and Services
NRS 97.017 - "Amount financed" defined.
NRS 97.025 - "Cash sale price" defined.
NRS 97.026 - "Credit" defined.
NRS 97.031 - "Finance charge" defined.
NRS 97.055 - "Official fees" defined.
NRS 97.085 - "Retail buyer" and "buyer" defined.
NRS 97.095 - "Retail charge agreement" defined.
NRS 97.105 - "Retail installment contract" and "contract" defined.
NRS 97.115 - "Retail installment transaction" defined.
NRS 97.125 - "Retail seller" and "seller" defined.
NRS 97.135 - "Services" defined.
NRS 97.145 - "Total of payments" defined.
NRS 97.175 - Seller to provide certain creditor disclosures to buyer.
NRS 97.185 - Contents of contract.
NRS 97.195 - Amount of finance charge and any other fee, expense or charge.
NRS 97.215 - Blank spaces in contracts.
NRS 97.225 - Prepayment of unpaid total of payments; refund.
NRS 97.235 - Consolidated contracts; memoranda.
NRS 97.285 - Provisions of chapter governing retail installment transactions exclusive.
NRS 97.297 - "Vehicle" defined.
NRS 97.301 - Forms for contracts and application for credit: When use is mandatory.
NRS 97.304 - Enforceability of default on part of buyer.
NRS 97.305 - Violation bar to recovery.
NRS 97.315 - Injunction to prevent violation.