Nevada Revised Statutes
Chapter 690A - Credit Insurance
NRS 690A.0205 - "Identifiable charge" defined.

"Identifiable charge" means a charge for consumer credit insurance that is made to debtors who have that insurance and not made to debtors who do not have that insurance. The term includes a charge for insurance that is disclosed in the credit agreement or other instrument furnished to the debtor which sets forth the financial elements of the credit transaction and any difference in the finance, interest, service or other similar charge made to debtors who are in similar circumstances except for the insured or noninsured status of the debtor or of the property used as security for the credit transaction.
(Added to NRS by 2005, 2137)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 690A - Credit Insurance

NRS 690A.010 - Scope.

NRS 690A.011 - Definitions.

NRS 690A.012 - "Compensation" defined.

NRS 690A.0135 - "Credit accident and health insurance" defined.

NRS 690A.015 - "Credit insurance" and "consumer credit insurance" defined.

NRS 690A.016 - "Credit life insurance" defined.

NRS 690A.0163 - "Credit transaction" defined.

NRS 690A.0167 - "Credit unemployment insurance" defined.

NRS 690A.017 - "Creditor" defined.

NRS 690A.018 - "Debtor" defined.

NRS 690A.0195 - "Gross debt" defined.

NRS 690A.0205 - "Identifiable charge" defined.

NRS 690A.0243 - "Net debt" defined.

NRS 690A.0247 - "Open-end credit" defined.

NRS 690A.045 - Amounts of credit life insurance.

NRS 690A.050 - Amounts of credit accident and health insurance or credit unemployment insurance.

NRS 690A.055 - Combinations of consumer credit insurance; prohibition or limitation by regulation.

NRS 690A.063 - Commencement of consumer credit insurance; prohibited charging or retention of payment.

NRS 690A.067 - Term and cancellation of consumer credit insurance.

NRS 690A.073 - Required disclosures.

NRS 690A.075 - Acceptance of insurance by insurer other than named insurer; nonacceptance.

NRS 690A.077 - Policies and certificates of insurance: Contents; delivery.

NRS 690A.083 - Application or notice of proposed insurance: Delivery to insured; contents; use to meet certain requirements.

NRS 690A.085 - Policies, certificates, forms and schedules of rates: Filing; approval or disapproval; withdrawal of approval.

NRS 690A.087 - Adoption of forms by regulation; use of forms by insurer.

NRS 690A.093 - Establishment of reasonable rates by regulation; use of certain rates without filing with Commissioner.

NRS 690A.095 - Filing of revised schedule of premium rates.

NRS 690A.097 - Refund of unearned premiums upon cancellation of insurance; regulations; approval of refund formula.

NRS 690A.103 - Actions by creditor if creditor requires debtor to make payment for consumer credit insurance without issuance of individual policy or group certificate.

NRS 690A.107 - Limitation on amount charged for consumer credit insurance.

NRS 690A.120 - Delivery or issuance of policies and certificates of consumer credit insurance: Authorized entities.

NRS 690A.130 - Claims: Reporting to insured; maintenance by insurer; settlement; payment.

NRS 690A.140 - Consumer credit insurance required as additional security for debt: Use of existing insurance or through another insurer.

NRS 690A.260 - Transfers to unauthorized insurer.

NRS 690A.273 - Authority for creditor as agent of insurer to carry out duty imposed on insurer.

NRS 690A.277 - Regulations.

NRS 690A.280 - Administrative penalties; revocation or suspension of license or certificate of authority.