1. Except as otherwise provided in subsections 2 to 5, inclusive, each filing and any supporting information filed under NRS 686B.010 to 686B.1799, inclusive, must, as soon as filed, be open to public inspection at any reasonable time. Copies may be obtained by any person on request and upon payment of a reasonable charge therefor.
2. All rates for health benefit plans available for purchase by individuals and small employers are considered proprietary and constitute trade secrets, and are not subject to disclosure by the Commissioner to persons outside the Division except as agreed to by the carrier or as ordered by a court of competent jurisdiction.
3. The provisions of subsection 2 expire annually on the date 30 days before open enrollment.
4. Except in cases of violations of NRS 689A.010 to 689A.740, inclusive, or 689C.015 to 689C.355, inclusive, the unified rate review template and rate filing documentation used by carriers servicing the individual and small employer markets are considered proprietary and constitute a trade secret, and are not subject to disclosure by the Commissioner to persons outside the Division except as agreed to by the carrier or as ordered by a court of competent jurisdiction.
5. An insurer providing blanket health insurance in accordance with the provisions of chapter 689B of NRS shall make all information concerning rates available to the Commissioner upon request. Such information is considered proprietary and constitutes a trade secret and is not subject to disclosure by the Commissioner to persons outside the Division except as agreed by the insurer or as ordered by a court of competent jurisdiction.
6. For the purposes of this section:
(a) "Open enrollment" has the meaning ascribed to it in 45 C.F.R. § 147.104(b)(1)(ii).
(b) "Rate filing documentation" and "unified rate review template" have the meanings ascribed to them in 45 C.F.R. § 154.215.
(Added to NRS by 1971, 1700; A 1985, 1068; 2013, 3605; 2015, 3471; 2019, 1435)
Structure Nevada Revised Statutes
Chapter 686B - Rates and Essential Insurance
NRS 686B.010 - Construction and purposes.
NRS 686B.060 - Determination of whether rates comply with standards.
NRS 686B.080 - Filing and supporting information open to public inspection; copies; exceptions.
NRS 686B.100 - Filing of supporting data.
NRS 686B.115 - Hearing on rates open to public; cost for transcripts; public testimony.
NRS 686B.117 - Intervention in hearing on rates.
NRS 686B.125 - Limitation on rates for coverage for dental care; exception.
NRS 686B.150 - Binding agreements by insurers relating to rates and rules.
NRS 686B.170 - Examination of service organizations by Commissioner.
NRS 686B.1752 - "Advisory Organization" defined.
NRS 686B.1753 - "Basic premium rate" defined.
NRS 686B.1754 - "Classification of risks" defined.
NRS 686B.1755 - "Expenses" defined.
NRS 686B.1757 - "Industrial insurance" defined.
NRS 686B.1759 - "Insurer" defined.
NRS 686B.17595 - "Large-deductible agreement" defined.
NRS 686B.176 - "Plan for rating experience" defined.
NRS 686B.17605 - "Prospective loss cost" defined.
NRS 686B.1761 - "Rate" defined.
NRS 686B.1762 - "Willful" defined.
NRS 686B.1763 - Applicability of provisions; Commissioner required to administer provisions.
NRS 686B.1764 - Designation as statistical agent; duties.
NRS 686B.1767 - Prohibited acts by advisory organization.
NRS 686B.1769 - Uniform Plan for Rating Experience: Requirements; use.
NRS 686B.177 - Rating information to be filed with Commissioner; approval of rates.
NRS 686B.1779 - Disapproval of rates: Authority of Commissioner; required grounds.
NRS 686B.1785 - Request for reconsideration of rates by Advisory Organization or insurer; appeal.
NRS 686B.1786 - Large-deductible agreements: Applicability.
NRS 686B.1789 - Provisions governing hearing.
NRS 686B.179 - Revocation or suspension of license.
NRS 686B.180 - Unavailability of essential coverage; plans for providing coverage; regulations.
NRS 686B.185 - Immunity of Commissioner and association.
NRS 686B.200 - Voluntary plan for sharing risks: Submission to and approval by Commissioner.
NRS 686B.230 - Nevada Essential Insurance Association: General powers.
NRS 686B.240 - Nevada Essential Insurance Association: Powers of Commissioner and Association.
NRS 686B.250 - Nevada Essential Insurance Association: Immunity from liability.
NRS 686B.260 - Conversion into domestic stock insurer: "Insured" defined.
NRS 686B.290 - Conversion into domestic stock insurer: Notice to insurers and insureds; hearing.
NRS 686B.310 - Conversion into domestic stock insurer: Capitalization.
NRS 686B.320 - Conversion into domestic stock insurer: Issuance of certificate of authority.