1. Except as otherwise provided in subsection 2 and NRS 686B.125, the provisions of NRS 686B.010 to 686B.1799, inclusive, apply to all kinds and lines of direct insurance written on risks or operations in this State by any insurer authorized to do business in this State, except:
(a) Ocean marine insurance;
(b) Contracts issued by fraternal benefit societies;
(c) Life insurance and credit life insurance;
(d) Variable and fixed annuities;
(e) Credit accident and health insurance;
(f) Property insurance for business and commercial risks;
(g) Casualty insurance for business and commercial risks other than insurance covering the liability of a practitioner licensed pursuant to chapters 630 to 640, inclusive, of NRS or who holds a license or limited license issued pursuant to chapter 653 of NRS;
(h) Surety insurance;
(i) Health insurance offered through a group health plan maintained by a large employer; and
(j) Credit involuntary unemployment insurance.
2. The exclusions set forth in paragraphs (f) and (g) of subsection 1 extend only to issues related to the determination or approval of premium rates.
(Added to NRS by 1971, 1699; A 1971, 1943; 1985, 1067; 1993, 2397; 1995, 2056; 2003, 3304; 2011, 3368; 2013, 3604; 2017, 2345; 2019, 1434, 2740)
Structure Nevada Revised Statutes
Chapter 686B - Rates and Essential Insurance
NRS 686B.010 - Construction and purposes.
NRS 686B.060 - Determination of whether rates comply with standards.
NRS 686B.080 - Filing and supporting information open to public inspection; copies; exceptions.
NRS 686B.100 - Filing of supporting data.
NRS 686B.115 - Hearing on rates open to public; cost for transcripts; public testimony.
NRS 686B.117 - Intervention in hearing on rates.
NRS 686B.125 - Limitation on rates for coverage for dental care; exception.
NRS 686B.150 - Binding agreements by insurers relating to rates and rules.
NRS 686B.170 - Examination of service organizations by Commissioner.
NRS 686B.1752 - "Advisory Organization" defined.
NRS 686B.1753 - "Basic premium rate" defined.
NRS 686B.1754 - "Classification of risks" defined.
NRS 686B.1755 - "Expenses" defined.
NRS 686B.1757 - "Industrial insurance" defined.
NRS 686B.1759 - "Insurer" defined.
NRS 686B.17595 - "Large-deductible agreement" defined.
NRS 686B.176 - "Plan for rating experience" defined.
NRS 686B.17605 - "Prospective loss cost" defined.
NRS 686B.1761 - "Rate" defined.
NRS 686B.1762 - "Willful" defined.
NRS 686B.1763 - Applicability of provisions; Commissioner required to administer provisions.
NRS 686B.1764 - Designation as statistical agent; duties.
NRS 686B.1767 - Prohibited acts by advisory organization.
NRS 686B.1769 - Uniform Plan for Rating Experience: Requirements; use.
NRS 686B.177 - Rating information to be filed with Commissioner; approval of rates.
NRS 686B.1779 - Disapproval of rates: Authority of Commissioner; required grounds.
NRS 686B.1785 - Request for reconsideration of rates by Advisory Organization or insurer; appeal.
NRS 686B.1786 - Large-deductible agreements: Applicability.
NRS 686B.1789 - Provisions governing hearing.
NRS 686B.179 - Revocation or suspension of license.
NRS 686B.180 - Unavailability of essential coverage; plans for providing coverage; regulations.
NRS 686B.185 - Immunity of Commissioner and association.
NRS 686B.200 - Voluntary plan for sharing risks: Submission to and approval by Commissioner.
NRS 686B.230 - Nevada Essential Insurance Association: General powers.
NRS 686B.240 - Nevada Essential Insurance Association: Powers of Commissioner and Association.
NRS 686B.250 - Nevada Essential Insurance Association: Immunity from liability.
NRS 686B.260 - Conversion into domestic stock insurer: "Insured" defined.
NRS 686B.290 - Conversion into domestic stock insurer: Notice to insurers and insureds; hearing.
NRS 686B.310 - Conversion into domestic stock insurer: Capitalization.
NRS 686B.320 - Conversion into domestic stock insurer: Issuance of certificate of authority.