"Covered service" includes, without limitation:
1. Financial counseling to a homeowner, including, without limitation, debt counseling and budget counseling.
2. Receiving money for the purpose of distributing it to creditors in payment or partial payment of any obligation secured by a mortgage or other lien on a residence in foreclosure.
3. Contacting a creditor on behalf of a homeowner.
4. Arranging or attempting to arrange for an extension of the period within which a homeowner may cure a default and reinstate an obligation pursuant to a note, mortgage or deed of trust.
5. Arranging or attempting to arrange for any delay or postponement of the time of a foreclosure sale of a residence in foreclosure.
6. Advising a homeowner regarding the filing of any document or assisting in any manner in the preparation of any document for filing with a bankruptcy court.
7. Giving any advice, explanation or instruction to a homeowner which in any manner relates to the cure of a default in or the reinstatement of an obligation secured by a mortgage or other lien on a residence, the full satisfaction of the obligation, or the postponement or avoidance of a foreclosure sale.
8. Arranging or conducting, or attempting to arrange or conduct, for a homeowner any forensic loan audit or review or other audit or review of loan documents.
9. Arranging or attempting to arrange for a homeowner the purchase by a third party of the homeowner’s mortgage loan.
10. Arranging or attempting to arrange for a homeowner a reduction of the principal of the homeowner’s mortgage loan when such a mortgage loan is held by or serviced by a third party.
11. Providing the services of a loan modification consultant.
12. Providing the services of a foreclosure consultant.
(Added to NRS by 2007, 2854; A 2011, 3639)
Structure Nevada Revised Statutes
Chapter 645F - Mortgage Lending and Related Professions
NRS 645F.020 - "Commissioner" defined.
NRS 645F.030 - "Division" defined.
NRS 645F.040 - "Escrow agency" defined.
NRS 645F.050 - "Mortgage banker" defined.
NRS 645F.060 - "Mortgage company" defined.
NRS 645F.063 - "Mortgage servicer" defined.
NRS 645F.065 - "Nationwide Mortgage Licensing System and Registry" or "Registry" defined.
NRS 645F.150 - Commissioner: Qualifications; restrictions on other employment or offices.
NRS 645F.170 - Commissioner: Oath.
NRS 645F.190 - Oath of deputy commissioners.
NRS 645F.255 - Regulations: Generally.
NRS 645F.260 - State Board of Finance required to act in advisory capacity.
NRS 645F.291 - Subpoenas; oaths; examination of witnesses; penalty; assessment of costs.
NRS 645F.310 - "Covered service" defined.
NRS 645F.320 - "Foreclosure consultant" defined.
NRS 645F.330 - "Foreclosure purchaser" defined.
NRS 645F.340 - "Foreclosure reconveyance" defined.
NRS 645F.350 - "Foreclosure sale" defined.
NRS 645F.360 - "Homeowner" defined.
NRS 645F.365 - "Loan modification consultant" defined.
NRS 645F.367 - "Residence" defined.
NRS 645F.370 - "Residence in foreclosure" defined.
NRS 645F.400 - Persons performing covered services for compensation: Prohibited acts; penalty.
NRS 645F.420 - Homeowner may bring action to recover damages.
NRS 645F.430 - Foreclosure purchasers: Criminal penalty for fraud or deceit against homeowner.
NRS 645F.440 - Foreclosure purchasers: Transaction rescinded due to fraud or deceit upon homeowner.
NRS 645F.450 - Cumulative nature of rights, remedies and penalties.