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NRS 645F.010 - Definitions. - As used in this chapter, unless the context otherwise requires,...
NRS 645F.020 - "Commissioner" defined. - "Commissioner" means the Commissioner of Mortgage Lending. (Added to NRS...
NRS 645F.030 - "Division" defined. - "Division" means the Division of Mortgage Lending of the Department...
NRS 645F.040 - "Escrow agency" defined. - "Escrow agency" has the meaning ascribed to it in NRS...
NRS 645F.050 - "Mortgage banker" defined. - Repealed. (See chapter 486, Statutes of Nevada 2017, at page...
NRS 645F.060 - "Mortgage company" defined. - "Mortgage company" has the meaning ascribed to it in NRS...
NRS 645F.063 - "Mortgage servicer" defined. - "Mortgage servicer" means a person who directly services a mortgage...
NRS 645F.065 - "Nationwide Mortgage Licensing System and Registry" or "Registry" defined. - "Nationwide Mortgage Licensing System and Registry" or "Registry" have the...
NRS 645F.090 - Inapplicability of chapter to participants in Regulatory Experimentation Program for Product Innovation; exception. - Except as otherwise required by the Director of the Department...
NRS 645F.150 - Commissioner: Qualifications; restrictions on other employment or offices. - The Commissioner: 1. Must be a person who has had...
NRS 645F.160 - Commissioner: Prohibition on having interest in regulated entity or engaging in business as personal loan broker. - The Commissioner shall not, either directly or indirectly, be interested...
NRS 645F.170 - Commissioner: Oath. - After appointment and before entering upon the discharge of the...
NRS 645F.180 - Appointment of deputy commissioners and other employees; use of certified public accountant for audits and examinations; assessments paid by regulated entities for audits and examinations. - 1. The Commissioner may appoint deputy commissioners of mortgage lending,...
NRS 645F.190 - Oath of deputy commissioners. - Each deputy commissioner of mortgage lending shall, before entering upon...
NRS 645F.250 - Commissioner and Division required to administer chapters governing mortgage lending and related professions. - The Commissioner and the Division shall administer the provisions of...
NRS 645F.255 - Regulations: Generally. - In addition to the other duties imposed upon him or...
NRS 645F.260 - State Board of Finance required to act in advisory capacity. - The State Board of Finance shall act in an advisory...
NRS 645F.267 - Certain persons not required to register or renew with or provide reports of financial condition to Registry; certain persons required to comply with Secure and Fair Enforcement for Mortgage Licensing Act of 2008. - 1. A mortgage loan originator, mortgage company or mortgage servicer...
NRS 645F.270 - Account for Mortgage Lending: Creation; use; no reversion to State General Fund; administration; interest and income; payment of claims. - 1. The Account for Mortgage Lending is hereby created in...
NRS 645F.275 - Adoption of regulations establishing minimum net worth or surety bonding requirements for loans by residential mortgage loan originators, percentage of fees from licensing to be deposited in mortgage recovery fund and methods to make c... - The Commissioner shall adopt regulations: 1. Establishing minimum net worth...
NRS 645F.277 - Adoption of regulations establishing guidelines and limitations for servicing or arranging certain loans. - The Commissioner shall adopt regulations establishing guidelines and limitations for...
NRS 645F.280 - Adoption of regulations establishing rates paid by persons licensed by Commissioner for supervision and examination by Commissioner or Division. - 1. The Commissioner shall establish by regulation rates to be...
NRS 645F.290 - Assessments paid by persons licensed by Commissioner or Division for legal services provided by Attorney General to Commissioner and Division. - 1. The Commissioner shall collect an assessment pursuant to this...
NRS 645F.291 - Subpoenas; oaths; examination of witnesses; penalty; assessment of costs. - 1. In the conduct of any examination, periodic or special...
NRS 645F.292 - Secure and Fair Enforcement for Mortgage Licensing Act of 2008: Adoption of regulations to comply with requirements. - The Commissioner shall adopt such regulations as necessary to comply...
NRS 645F.293 - Secure and Fair Enforcement for Mortgage Licensing Act of 2008: Adoption of regulations to carry out provisions. - 1. The Commissioner shall adopt regulations to carry out the...
NRS 645F.294 - Confidentiality and privilege of information and material provided to Registry: Generally; exception. - 1. Except as otherwise provided in section 1512 of Public...
NRS 645F.295 - Confidentiality and privilege of information and material provided to Registry: Commissioner authorized to enter into agreements with other entities. - For the purpose of carrying out the provisions of NRS...
NRS 645F.296 - Certain residential mortgage loan originators required to obtain and maintain license as mortgage loan originator. - 1. Any person authorized to engage in activities as a...
NRS 645F.300 - Definitions. - As used in NRS 645F.300 to 645F.450, inclusive, unless the...
NRS 645F.310 - "Covered service" defined. - "Covered service" includes, without limitation: 1. Financial counseling to a...
NRS 645F.320 - "Foreclosure consultant" defined. - "Foreclosure consultant" means a person who, directly or indirectly, makes...
NRS 645F.330 - "Foreclosure purchaser" defined. - "Foreclosure purchaser" means a person who, in the course of...
NRS 645F.340 - "Foreclosure reconveyance" defined. - 1. "Foreclosure reconveyance" means a transaction that involves: (a) The...
NRS 645F.350 - "Foreclosure sale" defined. - "Foreclosure sale" means the sale of real property to enforce...
NRS 645F.360 - "Homeowner" defined. - "Homeowner" means the record owner of a residence, including, without...
NRS 645F.365 - "Loan modification consultant" defined. - "Loan modification consultant" means a person who, directly or indirectly,...
NRS 645F.367 - "Residence" defined. - "Residence" means a structure that contains not more than four...
NRS 645F.370 - "Residence in foreclosure" defined. - "Residence in foreclosure" means residential real property consisting of not...
NRS 645F.380 - Applicability. - The provisions of NRS 645F.300 to 645F.450, inclusive, do not...
NRS 645F.390 - Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Licenses; fingerprints; regulations. - 1. The Commissioner shall adopt regulations for the licensing of:...
NRS 645F.392 - Persons performing covered services for compensation: Written contracts for covered services; regulations. - 1. A person who performs any covered service for compensation...
NRS 645F.396 - Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Records; duties; inspection and audit of records by Commissioner. - 1. A person who performs any covered service for compensation,...
NRS 645F.397 - Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Disclosures. - 1. A person who performs any covered service for compensation,...
NRS 645F.398 - Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Notice requirements. - 1. A person who performs any covered service for compensation,...
NRS 645F.400 - Persons performing covered services for compensation: Prohibited acts; penalty. - 1. A person who performs any covered service shall not:...
NRS 645F.405 - Foreclosure consultants, loan modification consultants and persons performing covered services for compensation prohibited from claiming or receiving compensation before homeowner executes written agreement. - A person who performs any covered service for compensation, a...
NRS 645F.410 - Administrative penalties for violation of chapter, regulation or other applicable law; disposition of money collected as administrative penalties; appointment of hearing officers or panels by Commissioner; claims for attorney’s fees an... - 1. In addition to any other remedy or penalty, the...
NRS 645F.420 - Homeowner may bring action to recover damages. - 1. A homeowner who is injured as a result of...
NRS 645F.430 - Foreclosure purchasers: Criminal penalty for fraud or deceit against homeowner. - A foreclosure purchaser who engages in any conduct that operates...
NRS 645F.440 - Foreclosure purchasers: Transaction rescinded due to fraud or deceit upon homeowner. - 1. In addition to the penalty provided in NRS 645F.430...
NRS 645F.445 - Person with knowledge of violation prohibited from providing assistance or support to violating foreclosure consultant, loan modification consultant or person performing covered service for compensation. - A person who knows or reasonably should know that another...
NRS 645F.450 - Cumulative nature of rights, remedies and penalties. - The rights, remedies and penalties provided pursuant to the provisions...
NRS 645F.500 - Applicability. - The provisions of NRS 645F.500 to 645F.540, inclusive, do not...
NRS 645F.510 - License required. - Except as otherwise provided in NRS 645F.500, a person shall...
NRS 645F.520 - Regulations. - 1. The Commissioner: (a) Shall adopt regulations establishing the requirements...
NRS 645F.530 - Compliance with other laws, regulations and orders of Commissioner; authority of Commissioner to conduct examination or investigation of and to take disciplinary action against mortgage servicer or applicant for license. - 1. A mortgage servicer shall comply with: (a) The relevant...
NRS 645F.540 - Duty to submit certain documents, fees, fines and costs through Registry; deposit of fees and costs. - 1. Except as otherwise provided in NRS 645F.267 and 645F.293,...