1. A reporting agency may remove a security freeze from the file of a consumer if the reporting agency has a reasonable belief that:
(a) The security freeze was placed in the file of the consumer because of a material misrepresentation of fact by the consumer; or
(b) The consumer placed the security freeze in his or her file for the purposes of:
(1) Committing fraud;
(2) Committing any other act prohibited by law; or
(3) Aiding and abetting any act prohibited by law.
2. If a reporting agency intends to remove a security freeze from the file of a consumer pursuant to subsection 1, the reporting agency shall send written notice to the consumer before removing the security freeze.
(Added to NRS by 2005, 1522)
Structure Nevada Revised Statutes
Chapter 598C - Consumer Reporting
NRS 598C.020 - "Adverse action" defined.
NRS 598C.030 - "Commissioner" defined.
NRS 598C.040 - "Consumer" defined.
NRS 598C.050 - "Consumer credit" defined.
NRS 598C.060 - "Consumer report" defined.
NRS 598C.070 - "File" defined.
NRS 598C.080 - "Medical information" defined.
NRS 598C.090 - "Person" defined.
NRS 598C.100 - "Reporting agency" defined.
NRS 598C.105 - "Security freeze" defined.
NRS 598C.110 - Duties of reporting agency.
NRS 598C.130 - Disclosures to consumer regarding consumer report.
NRS 598C.140 - Furnishing consumer report for determination of whether to extend credit.
NRS 598C.180 - Commissioner of Consumer Affairs to administer chapter; duties of Attorney General.
NRS 598C.320 - Fees; exception to payment of fees for certain consumers.
NRS 598C.350 - Temporary release of consumer report upon request of consumer.
NRS 598C.360 - Removal of security freeze upon request of consumer.
NRS 598C.370 - Removal of security freeze by reporting agency; notice to consumer.
NRS 598C.380 - Release of consumer report by reporting agency to authorized persons.
NRS 598C.390 - Companies not required to place security freeze in file of consumer.