1. To authorize the removal of a security freeze that has been placed in the file of a consumer, the consumer must contact the reporting agency and request that the security freeze be removed. At the time of the request, the consumer must provide to the reporting agency:
(a) Sufficient identification to establish the identity of the consumer; and
(b) The personal identification number or password provided by the reporting agency pursuant to paragraph (a) of subsection 3 of NRS 598C.300.
2. A reporting agency that receives a request from a consumer pursuant to subsection 1 shall, not later than 3 business days after receiving the request:
(a) Remove the security freeze from the file of the consumer; and
(b) Send written notice to the consumer that the security freeze has been removed from the file of the consumer.
3. A reporting agency shall develop procedures for a consumer to contact the reporting agency to authorize the removal of a security freeze pursuant to subsection 1. These procedures may include, without limitation, the use of a telephone, a facsimile machine, the Internet or other electronic media by a consumer to authorize the removal of a security freeze in an expedited manner.
(Added to NRS by 2005, 1522)
Structure Nevada Revised Statutes
Chapter 598C - Consumer Reporting
NRS 598C.020 - "Adverse action" defined.
NRS 598C.030 - "Commissioner" defined.
NRS 598C.040 - "Consumer" defined.
NRS 598C.050 - "Consumer credit" defined.
NRS 598C.060 - "Consumer report" defined.
NRS 598C.070 - "File" defined.
NRS 598C.080 - "Medical information" defined.
NRS 598C.090 - "Person" defined.
NRS 598C.100 - "Reporting agency" defined.
NRS 598C.105 - "Security freeze" defined.
NRS 598C.110 - Duties of reporting agency.
NRS 598C.130 - Disclosures to consumer regarding consumer report.
NRS 598C.140 - Furnishing consumer report for determination of whether to extend credit.
NRS 598C.180 - Commissioner of Consumer Affairs to administer chapter; duties of Attorney General.
NRS 598C.320 - Fees; exception to payment of fees for certain consumers.
NRS 598C.350 - Temporary release of consumer report upon request of consumer.
NRS 598C.360 - Removal of security freeze upon request of consumer.
NRS 598C.370 - Removal of security freeze by reporting agency; notice to consumer.
NRS 598C.380 - Release of consumer report by reporting agency to authorized persons.
NRS 598C.390 - Companies not required to place security freeze in file of consumer.