Nevada Revised Statutes
Chapter 106 - Real Mortgages
NRS 106.295 - Request by mortgagor for certified copy of note, mortgage and assignments.


1. A mortgagor may submit a written request to the servicer of the mortgage for a certified copy of the note, the mortgage and all assignments of the note and mortgage if:
(a) The real property subject to the mortgage is a single-family dwelling;
(b) The mortgagor is the owner of record of the real property;
(c) The mortgagor currently occupies the real property as his or her principal residence; and
(d) The servicer or mortgagee is a banking or financial institution or any other business entity that is licensed, registered or otherwise authorized to do business in this State.
2. Not more than 10 days after receipt of a written request pursuant to subsection 1, the servicer of the mortgage shall provide to the mortgagor the identity, address and any other contact information of the current owner or assignee of the note and mortgage.
3. If the servicer of the mortgage does not provide a certified copy of each document requested pursuant to subsection 1 within 30 days after receipt of the request, or if the documents provided by the servicer indicate that the mortgagee does not have a recorded interest in or lien on the real property which is subject to the mortgage:
(a) The mortgagor may report the servicer and the mortgagee to the Division of Mortgage Lending or the Division of Financial Institutions of the Department of Business and Industry, whichever is appropriate; and
(b) The appropriate division may take whatever actions it deems necessary and proper, including, without limitation, enforcing any applicable laws or regulations or adopting any additional regulations.
4. As used in this section, "banking or financial institution" means any bank, savings and loan association, savings bank, thrift company, credit union or other financial institution that is licensed, registered or otherwise authorized to do business in this State.
(Added to NRS by 2013, 2773)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 106 - Real Mortgages

NRS 106.020 - Adoption by reference before March 1, 1967.

NRS 106.025 - Adoption by reference on and after March 1, 1967.

NRS 106.030 - Mortgage secures performance of covenants adopted by reference.

NRS 106.040 - Adoption by reference in instrument.

NRS 106.050 - Parties may enter into different or additional covenants.

NRS 106.195 - Mortgage of estate for years.

NRS 106.200 - Effect of recorded mortgage upon possessory claims to public lands or mining claims.

NRS 106.210 - Recording of assignments of mortgages or beneficial interests in deeds of trust; constructive notice; effect of unrecorded assignments. [Effective through December 31, 2021.] Recording of assignments of mortgages or beneficial interests...

NRS 106.220 - Filing and recording of instruments subordinating or waiving priority of mortgages or deeds of trust; constructive notice; effect of unrecorded instruments. [Effective through December 31, 2021.] Filing and recording of instruments subo...

NRS 106.240 - Extinguishment of lien created by mortgage or deed of trust upon real property.

NRS 106.260 - Discharge and assignment: Marginal entries; discharge or release must be recorded when mortgage or lien recorded by microfilm.

NRS 106.270 - Discharge of mortgages on filing of certificates specifying satisfaction or payment.

NRS 106.280 - Certificates of discharge: Recording.

NRS 106.290 - Recording of discharge of mortgage by mortgagee; liability for failure to record discharge; requirements for release of mortgage when discharge not recorded; liability for improperly recording release; criminal penalty.

NRS 106.295 - Request by mortgagor for certified copy of note, mortgage and assignments.

NRS 106.300 - Definitions.

NRS 106.310 - "Borrower" defined.

NRS 106.320 - "Future advance" defined.

NRS 106.330 - "Instrument" defined.

NRS 106.340 - "Lender" defined.

NRS 106.345 - "Principal" defined.

NRS 106.350 - Applicability.

NRS 106.360 - Execution, enforceability, contents and amendment of instrument.

NRS 106.370 - Priority of lien.

NRS 106.380 - Notice of election to terminate operation of instrument; recording of statement by lender or borrower; change of notice address by lender.

NRS 106.390 - Effect of notice of termination.

NRS 106.400 - Advances made after notice of termination.

NRS 106.500 - Borrower’s instruction to suspend and close equity line of credit: Form; effect.