Nevada Revised Statutes
Chapter 106 - Real Mortgages
NRS 106.040 - Adoption by reference in instrument.


1. In order to adopt by reference any of the covenants, agreements, obligations, rights and remedies in NRS 106.020 or 106.025, it shall only be necessary to state in the mortgage whichever of the following is appropriate:
(a) "The following covenants, Nos. ....., ..... and ..... (inserting the respective numbers) of NRS 106.020, are hereby adopted and made a part of this mortgage."
(b) "The following covenants, Nos. ....., ..... and ..... (inserting the respective numbers) of NRS 106.025, are hereby adopted and made a part of this mortgage."
2. In order to fix the amount of counsel fees under Covenant No. 2 of NRS 106.020 or 106.025, it shall only be necessary to state in the mortgage: "Covenant No. 2," and set out thereafter the percentage to be allowed.
3. In order to fix the rate of interest under Covenant No. 3 of NRS 106.020 or 106.025, it shall only be necessary to state in the mortgage: "Covenant No. 3," and set out thereafter the rate of interest to be charged thereunder.
4. A mortgage, in order to fix the amount of insurance to be carried, need not reincorporate the provisions of Covenant No. 7 of NRS 106.020 or 106.025, but may merely state the following: "Covenant No. 7," and set out thereafter the amount of insurance to be carried.
[3:109:1927; NCL § 4332] + [4:109:1927; NCL § 4333]—(NRS A 1967, 126)

Structure Nevada Revised Statutes

Nevada Revised Statutes

Chapter 106 - Real Mortgages

NRS 106.020 - Adoption by reference before March 1, 1967.

NRS 106.025 - Adoption by reference on and after March 1, 1967.

NRS 106.030 - Mortgage secures performance of covenants adopted by reference.

NRS 106.040 - Adoption by reference in instrument.

NRS 106.050 - Parties may enter into different or additional covenants.

NRS 106.195 - Mortgage of estate for years.

NRS 106.200 - Effect of recorded mortgage upon possessory claims to public lands or mining claims.

NRS 106.210 - Recording of assignments of mortgages or beneficial interests in deeds of trust; constructive notice; effect of unrecorded assignments. [Effective through December 31, 2021.] Recording of assignments of mortgages or beneficial interests...

NRS 106.220 - Filing and recording of instruments subordinating or waiving priority of mortgages or deeds of trust; constructive notice; effect of unrecorded instruments. [Effective through December 31, 2021.] Filing and recording of instruments subo...

NRS 106.240 - Extinguishment of lien created by mortgage or deed of trust upon real property.

NRS 106.260 - Discharge and assignment: Marginal entries; discharge or release must be recorded when mortgage or lien recorded by microfilm.

NRS 106.270 - Discharge of mortgages on filing of certificates specifying satisfaction or payment.

NRS 106.280 - Certificates of discharge: Recording.

NRS 106.290 - Recording of discharge of mortgage by mortgagee; liability for failure to record discharge; requirements for release of mortgage when discharge not recorded; liability for improperly recording release; criminal penalty.

NRS 106.295 - Request by mortgagor for certified copy of note, mortgage and assignments.

NRS 106.300 - Definitions.

NRS 106.310 - "Borrower" defined.

NRS 106.320 - "Future advance" defined.

NRS 106.330 - "Instrument" defined.

NRS 106.340 - "Lender" defined.

NRS 106.345 - "Principal" defined.

NRS 106.350 - Applicability.

NRS 106.360 - Execution, enforceability, contents and amendment of instrument.

NRS 106.370 - Priority of lien.

NRS 106.380 - Notice of election to terminate operation of instrument; recording of statement by lender or borrower; change of notice address by lender.

NRS 106.390 - Effect of notice of termination.

NRS 106.400 - Advances made after notice of termination.

NRS 106.500 - Borrower’s instruction to suspend and close equity line of credit: Form; effect.