33-19-305. Previous adverse underwriting decisions. An insurance institution or insurance producer may not base an adverse underwriting decision in whole or in part:
(1) on the fact of a previous adverse underwriting decision or on the fact that an individual previously obtained insurance coverage through a residual market mechanism, but an insurance institution or insurance producer may base an adverse underwriting decision on further information obtained from an insurance institution or insurance producer responsible for a previous adverse underwriting decision;
(2) on personal information received from an insurance-support organization whose primary source of information is insurance institutions, but an insurance institution or insurance producer may base an adverse underwriting decision on further personal information obtained as the result of information received from such insurance-support organization.
History: En. Sec. 14, Ch. 580, L. 1981; amd. Sec. 1, Ch. 713, L. 1989.
Structure Montana Code Annotated
Title 33. Insurance and Insurance Companies
Chapter 19. Insurance Information and Privacy Protection
Part 3. Disclosure of Information
33-19-301. Access to recorded personal information
33-19-302. Correction, amendment, or deletion of recorded personal information
33-19-303. Reasons for adverse underwriting decisions
33-19-304. Information concerning previous adverse underwriting decisions
33-19-305. Previous adverse underwriting decisions
33-19-306. Disclosure limitations and conditions
33-19-307. Personal information used for marketing purposes -- restrictions
33-19-308. Disclosure of underwriting information